4097 Debbie Dr, Ayden, NC 28513 Property Records

Pitt County property record for 4097 Debbie Dr, Ayden, NC 28513

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,556 sqft · built 2023
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Mar 2024)
Tax Bill	$2,421 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089417`

Property Details

APN / Parcel Number

Primary APN	`089417`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,556 sqft Heated Area
Gross Area	3,033 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4097 DEBBIE DR
City	AYDEN
State	NC
Zip	28513-3400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	MANNING FARM SUBDIVISION
Legal Subdivision	MANNING FARM SUBDIVISION
Legal Lot Number	8
Jurisdiction	PITT NC
Township / Civil Division	AYDEN
Census Block Group	2
Census Block	2021
Census Tract	1601

Owner

4097 Debbie Dr is owned and occupied by two individuals who bought it in March 2024.

Source: Pitt County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4097 DEBBIE DR, AYDEN, NC 28513-3400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Mar 25, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Feb 9, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2024 · Amount on File
Deed Sale	Mar 25, 2024 · Amount on File
Deed Book / Page	4503 / 551
Record Updated	Oct 29, 2026

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PITT NC
Recording Date	Mar 25, 2024
Property Address	4097 DEBBIE DR, AYDEN, NC 28513-3400
Document Number	0000004503
Book / Page	4503 / 551
Map Reference	MB 90 PG 2
Instrument Date	Mar 22, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4097 DEBBIE DR, AYDEN, NC 28513-3400

Mortgage

Document Number	0004503553
Date	Mar 25, 2024
Instrument	4503/553

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PITT NC
Recording Date	Mar 25, 2024
Property Address	DEBBIE DR, NC
Document Number	0000004503
Book / Page	4503 / 551
Map Reference	MB 90 PG 2
Instrument Date	Mar 22, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4097 DEBBIE DR, AYDEN, NC 28513-3400

Mortgage

Document Number	0004503553
Date	Mar 25, 2024
Instrument	4503/553

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PITT NC
Recording Date	Feb 9, 2023
Property Address	4097 DEBBIE DR, AYDEN, NC 28513-3400
Document Number	0000004379
Book / Page	4379 / 859
Map Reference	MB 90 PG 2
Instrument Date	Feb 7, 2023
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Tax	$2,090.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4158 NORRIS STORE RD, AYDEN, NC 28513-8729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 HORTON CIR, ARLINGTON, TX 76011-4310

Tax Assessment & Valuation

The 2026 property tax bill for 4097 Debbie Dr was $2,421.

Source: Pitt County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pitt County
Unified School District	Pitt County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,421.00	$322,757 (-) Land $40,000 Building $282,757	$322,757 (-) Land $40,000 Building $282,757
2025	$2,421.00	$322,757 Land $40,000 Building $282,757	$322,757 Land $40,000 Building $282,757

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4097 Debbie Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2016–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4097 Debbie Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELL ARTHUR WATER CORP private · serves 11,765 people · EPA ID NC0474045
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: HarvestBeam.

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