San Bernardino County property record for 40966 Mill Creek Xing, Forest Falls, CA 92339
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,859 sqft · built 2004 |
| Lot Size | 0.826 acres (36,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $90,000 (Jan 1995) |
| Tax Bill | $5,990 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0323-331-59-0000 |
| Primary APN | 0323-331-59-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,859 sqft Living Area |
| Gross Area | 2,979 sqft |
| 1st Floor Area | 1,120 sqft |
| 2nd Floor Area | 739 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Chalet/Alpine |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 36,000 sqft (0.826 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 309 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 40966 MILL CREEK XING |
|---|---|
| City | FOREST FALLS |
| State | CA |
| Zip | 92339-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SDRES |
| Legal Description | PARCEL MAP 12591 PARCEL 2 BOOK 166 PAGE 21 |
| Legal Subdivision | PARCEL MAP 12591 |
| Legal Block | 2 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | BIG BEAR |
| Census Block Group | 2 |
| Census Block | 2075 |
| Census Tract | 11500 |
40966 Mill Creek Xing is owner-occupied and held in a trust since February 2016.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 40966 MILL CREEK XING, FOREST FALLS, CA 92339-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 1995 · Amount on File |
| Deed Sale | Jan 20, 1995 · Amount on File |
| Deed Document Number | 199517806 |
| Last Transfer Date | Feb 29, 2016 |
| Transfer Doc | 0000089049 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 40966 MILL CREEK XING, FOREST FALLS, CA 92339-9628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CALIFORNIA MEMBERS TITLE COM |
| Name | Verified Name |
|---|
| Document Number | 0000109325 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 2018-0109325 |
| Name | FIREFIGHTERS FIRST CU |
|---|---|
| Type | Credit Union |
| Address | LOS ANGELES, CA 90041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2033 |
The 2025 property tax bill for 40966 Mill Creek Xing was $5,990 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Redlands Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $533,423 (+2%) Land $154,194 Building $379,229 | |
| 2025 | $5,990.00 Homeowner's exemption | $522,964 Land $151,171 Building $371,793 |
| 2023 | $5,516.00 (+2.41%) Homeowner's exemption | $502,657 Land $145,301 Building $357,356 |
| 2022 | $5,386.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 40966 Mill Creek Xing in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 37 (1979–2022) |
| Claims Outside the SFHA | 18 of 37 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40966 Mill Creek Xing is extreme, ranking above 97.7% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.7% of the US · above 88% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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