40965 High St, Fremont, CA 94538 Property Records

Alameda County property record for 40965 High St, Fremont, CA 94538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1952
Lot Size	0.125 acres (5,444 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,230,000 (Jul 2022)
Tax Bill	$14,936 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Nov 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`525-661-10`

Property Details

APN / Parcel Number

Primary APN	`525-661-10`
Alternative APN	`525-0661-010-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,444 sqft (0.125 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	40965 HIGH ST
City	FREMONT
State	CA
Zip	94538-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00010 BLK: AR: 0525 PAGE: 0661
Legal Lot Number	24
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1002
Census Tract	442302

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40965 HIGH ST, FREMONT, CA 94538-4310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Grant Deed, Transfer · Conventional Mortgage MERIWEST MORTGAGE COMPANY LLC
Nov 7, 2018	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 18, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Oct 18, 2019 · Amount on Record
Deed Document Number	2022128054
Prior Transfer Date	Jul 24, 2006
Prior Transfer Doc	0000297172
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 15, 2022
Property Address	40965 HIGH ST, FREMONT, CA 94538-4310
Document Number	0000128054
Instrument Date	Jun 14, 2022
Instrument	2022128054
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	40956 HIGH ST, FREMONT, CA 94538-4311

Mortgage

Document Number	0000128055
Date	Jul 15, 2022
Instrument	2022128055

Lender

Name	MERIWEST MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	Other
Margin	3
Max Rate	8.62%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40965 HIGH ST, FREMONT, CA 94538-4310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000214968
Date	Nov 7, 2018
Instrument	2018214968

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40965 HIGH ST, FREMONT, CA 94538-4310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103485
Date	May 5, 2020
Instrument	2020103485

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40965 HIGH ST, FREMONT, CA 94538-4310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40965 HIGH ST, FREMONT, CA 94538-4310

Mortgage

Document Number	0000191367
Date	Aug 7, 2020
Instrument	2020191367

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 18, 2019
Property Address	40965 HIGH ST, FREMONT, CA 94538-4310
Document Number	0000212642
Instrument Date	Oct 7, 2019
Instrument	212642
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$786.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	40965 HIGH ST FREMONT CA 945384310, FREMONT, CA 94538-4310

Mortgage

Document Number	212643
Date	Oct 18, 2019
Instrument	212643

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,189,000 (-1.39%) Land $358,800 Building $837,200
2025	$14,936.00 (+10.38%)	$1,205,700 (+6.6%) Land $420,000 Building $785,700
2023	$13,531.00	$1,131,000 Land $339,300 Building $791,700	$1,083,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	650 / 150
Sail Internet Fixed Wireless	500 / 100
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, GeoLinks, T-Mobile.

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