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4096 Waterview Loop, Winter Park, FL 32792 Property Records

Seminole County property record for 4096 Waterview Loop, Winter Park, FL 32792 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,983 sqft · built 1988
Lot Size0.238 acres (10,368 sqft)
Owner2 Individual Names on File
Tax Bill$5,732 (2025)
Deeds & MortgagesJan 2021 Mortgage
Feb 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-21-30-513-0000-1910

Property Details

APN / Parcel Number

Primary APN25-21-30-513-0000-1910
Alternative APN
  • 21302551300001910

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,983 sqft Living Area
Gross Area2,423 sqft
1st Floor Area1,983 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area10,368 sqft (0.238 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area287 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4096 WATERVIEW LOOP
CityWINTER PARK
StateFL
Zip32792-7612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 191 AUTUMN GLEN PH 3 PB 37 PGS 75 TO 77
Legal Range30E
Legal Township21S
Legal Section25
Legal SubdivisionAUTUMN GLEN PH 3
Legal Tract513
Legal Lot Number191
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group2
Census Block2000
Census Tract22207

Owner

Source: Seminole County records · APN 25-21-30-513-0000-1910

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4096 WATERVIEW LOOP, WINTER PARK, FL 32792-7612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Intrafamily Transfer, Transfer · VA Mortgage
NAVY FCU
Feb 09, 2019Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
May 04, 2017Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 15, 2021
Deed SaleJan 15, 2021
Prior SaleMay 04, 2017 · Amount on Record
Deed Document Number20217157
Deed Book / Page9818 / 1461
Prior Transfer DateDec 31, 2020
Prior Transfer Doc0098181461
Record UpdatedJun 08, 2026

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSEMINOLE FL
Recording DateJan 15, 2021
Property Address4096 WATERVIEW LOOP, WINTER PARK, FL 32792-7612
Document Number0098181461
Book / Page9818 / 1461
Map ReferenceMB 37 PG 75-77
Instrument DateDec 31, 2020
Instrument2021007157
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4096 WATERVIEW LOOP, WINTER PARK, FL 32792-7612

Mortgage

Document Number0098181463
DateJan 15, 2021
Instrument9818/1463
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address4096 WATERVIEW LOOP, WINTER PARK, FL 32792-7612
Document Number0093010689
Instrument DateFeb 09, 2019
Transaction TypeMortgage
Record UpdatedMar 05, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4096 WATERVIEW LOOP WINTER PARK FL 327927612, WINTER PARK, FL 32792-7612

Mortgage

Document Number0093010689
DateFeb 20, 2019
Book Page009301/000689
Instrument18142
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 19, 2034

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMay 04, 2017
Property Address4096 WATERVIEW LOOP, WINTER PARK, FL 32792-7612
Document Number0089051323
Book / Page008905 / 001323
Instrument DateApr 25, 2017
Instrument43627
Transaction TypeTransfer
Record UpdatedMay 15, 2017
Title CompanyRP TITLE AND ESCROW LLC, RP TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,930.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4096 WATERVIEW LOOP WINTER PARK FL 327927612, WINTER PARK, FL 32792-7612

Mortgage

Document Number89051325
DateMay 04, 2017
Book Page008905/001325
Instrument43628
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 03, 2047

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,732.00 (+7.81%) Homeowner's exemption Veteran's exemption$435,329 (+6.34%) Land $100,000 Building $335,329$435,329 (+6.34%) Land $100,000 Building $335,329
2023$5,317.00 (+11.91%)$409,361 (+18.55%)$409,361 (+10.03%) Land $90,000 Building $319,361
2022$4,751.00$345,295$372,059 Land $75,000 Building $297,059

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170222072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 53 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies53 in force
48 of 53 on primary residences
Nearby Flood Claims6 (1996–2022)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian
Flood Events
  • Hurricane Ian (Sep 2022), 2 claims
  • Hurricane Frances (Sep 2004), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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