Hamilton County property record for 4096 Malaer Dr, Cincinnati, OH 45241
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,115 sqft · built 1988 |
| Lot Size | 0.226 acres (9,845 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $386,000 (Jun 2023) |
| Tax Bill | $4,988 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 608-0010-0204-00 |
| Primary APN | 608-0010-0204-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,115 sqft Living Area |
| Gross Area | 3,818 sqft |
| 1st Floor Area | 1,197 sqft |
| 2nd Floor Area | 918 sqft |
| Basement Area | 1,197 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 9,845 sqft (0.226 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 452 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4096 MALAER DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45241-6626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MALAER DR 85 X 120.29 FT IRR LOT 118 WATERFORD SUB PHASE 4 |
| Legal Subdivision | WATERFORD SUB PHASE 4 |
| Legal Lot Number | 118 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SHARONVILLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 23002 |
Source: Hamilton County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4096 MALAER DR, CINCINNATI, OH 45241-6626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RAPID MORTGAGE COMPANY |
| Jun 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY |
| Dec 28, 2021 | Deed, Transfer · Conventional Mortgage CENTERBANK |
| Sep 26, 2018 | Deed of Trust, Mortgage · Line of Credit UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2023 · Amount on Record |
| Deed Sale | Jun 13, 2023 · Amount on Record |
| Prior Sale | Dec 28, 2021 · Amount on Record |
| Deed Document Number | 202340103 |
| Deed Book / Page | 14936 / 912 |
| Transfer Doc | 0000099443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4096 MALAER DR, CINCINNATI, OH 45241-6626 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4096 MALAER DR, CINCINNATI, OH 45241-6626 |
| Document Number | 0000018056 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 15620/1649 |
| Instrument | 2026-0018056 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 13, 2023 |
| Property Address | 4096 MALAER DR, CINCINNATI, OH 45241-6626 |
| Document Number | 0000040103 |
| Book / Page | 14936 / 912 |
| Map Reference | MB 58 PG 42-44 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023-0040103 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $386.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4096 MALAER DR, CINCINNATI, OH 45241-6626 |
| Document Number | 0000040104 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 2023-0040104 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 28, 2021 |
| Property Address | 4096 MALAER DR, CINCINNATI, OH 45241-6626 |
| Document Number | 0000155107 |
| Book / Page | 14572 / 2622 |
| Map Reference | MB 58 PG 42-44 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 2021-0155107 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,005.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4096 MALAER DR, CINCINNATI, OH 45241-6626 |
| Document Number | 0000155108 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021-0155108 |
| Name | CENTERBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4096 MALAER DR, CINCINNATI, OH 45241-6626 |
| Document Number | 0000091971 |
| Instrument Date | Sep 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4096 MALAER DR CINCINNATI OH 452416626, CINCINNATI, OH 45241-6626 |
| Document Number | 0000091971 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 013775/001685 |
| Instrument | 91971 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 15, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Sharonville City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,988.00 (+17.17%) | $104,892 (-) Land $19,075 Building $85,817 | $299,690 (-) Land $54,500 Building $245,190 |
| 2024 | $4,257.00 (-0.09%) | $104,892 (-) Land $19,075 Building $85,817 | |
| 2023 | $4,261.00 (-3.55%) | $104,892 (+19.99%) Land $19,075 Building $85,817 | $299,690 (+19.99%) Land $54,500 Building $245,190 |
| 2022 | $4,418.00 Homeowner's exemption | $87,416 Land $18,886 Building $68,530 | |
| 2020 | $249,760 Land $53,960 Building $195,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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