4096 Jay St, Hudson, NC 28638 Property Records

Caldwell County property record for 4096 Jay St, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1948
Lot Size	0.806 acres (35,126 sqft)
Owner	Individual Name on Record
Last Sale	$90,500 (Oct 2020)
Tax Bill	$1,114 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03 34 2 6`

Property Details

APN / Parcel Number

Primary APN	`03 34 2 6`
Alternative APN	`169828`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Heated Area
Gross Area	1,484 sqft
1st Floor Area	1,112 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,126 sqft (0.806 acres)
Lot Dimensions	193 ft deep x 182 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Deck Area	204 sqft
Patio Area	204 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	169828
Street Address	4096 JAY ST
City	HUDSON
State	NC
Zip	28638-9572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2001 PG 1895 YR 2020 ST 181.00
Legal Subdivision	G C KING FARM
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	3
Census Block	3033
Census Tract	30700

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4096 JAY ST, HUDSON, NC 28638-9572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Jun 11, 1998
Deed Document Number	202010049561
Deed Book / Page	2001 / 1895
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 20, 2020
Property Address	4096 JAY ST, HUDSON, NC 28638-9572
Document Number	0010049561
Book / Page	002001 / 001895
Instrument Date	Oct 20, 2020
Instrument	10049561
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4096 JAY ST HUDSON NC 286389572, HUDSON, NC 28638-9572

Mortgage

Document Number	10049562
Date	Oct 20, 2020
Book Page	002001/001898
Instrument	10049562

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75024

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2050

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Sawmills Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,114.00 (-9.36%)	$136,800 (+9%) Land $21,600 Building $115,200
2025	$1,229.00 (+78.89%)	$125,500 (+75.03%) Land $21,600 Building $103,900	$136,800 (+90.79%) Land $21,600 Building $115,200
2023		$71,700 (-) Land $21,600 Building $50,100	$71,700 (-) Land $21,600 Building $50,100
2022	$687.00	$71,700 Land $21,600 Building $50,100	$71,700 Land $21,600 Building $50,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SAWMILLS serves 5,588 people · EPA ID NC0114040
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20