4095 Thomas Ave, Berkley, MI 48072 Property Records

Oakland County property record for 4095 Thomas Ave, Berkley, MI 48072 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,956 sqft · built 2013
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Last Sale	$716,000 (Mar 2026)
Tax Bill	$11,428 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-25-07-302-037`

Property Details

APN / Parcel Number

Primary APN	`04-25-07-302-037`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,956 sqft Living Area
1st Floor Area	985 sqft
Basement Area	985 sqft
Unfinished Basement	985 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,750 sqft (0.132 acres)
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4095 THOMAS AVE
City	BERKLEY
State	MI
Zip	48072-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T1N, R11E, SEC 7 ELLWOOD HEIGHTS LOT 205 3-15-12 FR 027
Legal Range	11E
Legal Township	01N
Legal Section	07
Legal Subdivision	ELLWOOD HEIGHTS
Legal Lot Number	3,205
Jurisdiction	OAKLAND MI
Township / Civil Division	BERKLEY
Census Block Group	1
Census Block	1007
Census Tract	170100

Owner

Source: Oakland County records · APN 04-25-07-302-037

Assessment roll updated February 4, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4095 THOMAS AVE, BERKLEY, MI 48072-1146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 09, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Mar 23, 2026	Warranty Deed, Transfer STEWART TITLE, STEWART TTL GUARANTY CO RELO
Jul 12, 2023	Intrafamily Transfer, Transfer
May 25, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK
Mar 23, 2023	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	May 25, 2023 · Amount on Record
Deed Document Number	202634574
Deed Book / Page	61040 / 203
Prior Transfer Date	Jun 29, 2023
Prior Transfer Doc	0000075561
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Jun 09, 2026
Property Address	4095 THOMAS AVE, BERKLEY, MI 48072-1146
Document Number	0000081745
Book / Page	61274 / 263
Instrument Date	May 30, 2026
Instrument	202681745
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4095 THOMAS AVE, BERKLEY, MI 48072-1146

Mortgage

Document Number	0000081745,
Date	Jun 09, 2026
Book Page	61274/263
Instrument	202681745

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 23, 2026
Property Address	4095 THOMAS AVE, BERKLEY, MI 48072-1146
Document Number	20260034574
Book / Page	61040 / 203
Map Reference	LB 23 PG 19
Instrument Date	Mar 18, 2026
Instrument	20260034574
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY CO RELO

Transaction

Amount	Amount Recorded
Tax	$5,370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4095 THOMAS AVE, BERKLEY, MI 48072-1146

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4095 THOMAS AVE, BERKLEY, MI 48072-1146

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jul 12, 2023
Property Address	4095 THOMAS AVE, BERKLEY, MI 48072-1146
Document Number	0000075561
Book / Page	58732 / 304
Map Reference	LB 23 PG 19
Instrument Date	Jun 29, 2023
Instrument	75561
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4095 THOMAS AVE, BERKLEY, MI 48072-1146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4095 THOMAS AVE, BERKLEY, MI 48072-1146

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 25, 2023
Property Address	4095 THOMAS AVE, BERKLEY, MI 48072-1146
Document Number	0000057265
Book / Page	58626 / 743
Map Reference	LB 23 PG 19
Instrument Date	May 02, 2023
Instrument	57265
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4095 THOMAS AVE, BERKLEY, MI 48072-1146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4095 THOMAS AVE, BERKLEY, MI 48072-1146

Mortgage

Document Number	0000052164
Date	May 11, 2023
Book Page	58599/125
Instrument	52164

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4095 THOMAS AVE, BERKLEY, MI 48072-1146
Transaction Type	Mortgage
Record Updated	Apr 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4095 THOMAS AVE, BERKLEY, MI 48072-1146
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028169
Date	Mar 23, 2023
Book Page	58495/155
Instrument	28169

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Berkley City
County	Oakland County
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,428.00 (-1.88%) Homeowner's exemption	$299,580 (+13%)	$599,160 (+13%)
2024	$11,647.00 (+76.18%)
2023		$265,110 (+8.72%)	$530,220 (+8.72%)
2022	$6,611.00 (+8.84%) Homeowner's exemption	$243,840	$487,680
2021	$6,074.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251701001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 872 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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