El Dorado County property record for 4095 Shale Ridge Rd, Georgetown, CA 95634
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,364 sqft · built 1994 |
| Lot Size | 1.06 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Nov 2019) |
| Tax Bill | $4,008 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-441-023-000 |
| Primary APN | 061-441-023-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,364 sqft Living Area |
| 1st Floor Area | 1,364 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Wood |
| Lot Area | 46,609 sqft |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,364 sqft |
| Water Source | Commercial |
|---|
| Street Address | 4095 SHALE RIDGE RD |
|---|---|
| City | GEORGETOWN |
| State | CA |
| Zip | 95634-9593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3A |
| Legal Description | PM 28/137/B |
| Legal Subdivision | 28-137, PARCEL MAP |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 30606 |
4095 Shale Ridge Rd is owned and occupied by two individuals who bought it in November 2019.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4095 SHALE RIDGE RD, GEORGETOWN, CA 95634-9593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EL DORADO SAVINGS BANK |
| Nov 14, 2019 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2019 · Amount on File |
| Deed Sale | Nov 14, 2019 · Amount on File |
| Prior Sale | Dec 23, 2015 · Amount on File |
| Deed Document Number | 201948741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4095 SHALE RIDGE RD, GEORGETOWN, CA 95634-9593 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2022 |
| Title Company | WHITE COUNTY TITLE COMPANY, INTER COUNTY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4095 SHALE RIDGE RD, GEORGETOWN, CA 95634-9593 |
| Document Number | 0000013933 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022-0013933 |
| Name | EL DORADO SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | PLACERVILLE, CA 95667 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Nov 14, 2019 |
| Property Address | 4095 SHALE RIDGE RD, GEORGETOWN, CA 95634-9593 |
| Document Number | 0000048741 |
| Map Reference | MB 28 PG 137 |
| Instrument Date | Nov 11, 2019 |
| Instrument | 2019-0048741 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | FIDELITY NATL TTL CO OF CA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4095 SHALE RIDGE RD, GEORGETOWN, CA 95634-9593 |
| Document Number | 0000048742 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 2019-0048742 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 4095 Shale Ridge Rd was $4,008 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $362,537 (+2%) Land $83,661 Building $278,876 | |
| 2025 | $4,008.00 Homeowner's exemption | $355,429 Land $82,021 Building $273,408 |
| 2023 | $3,686.00 (+1.6%) Homeowner's exemption | $341,630 Land $78,837 Building $262,793 |
| 2022 | $3,628.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4095 Shale Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4095 Shale Ridge Rd is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 83% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Xfinity.
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