Highlands County property record for 4095 Santa Barbara Dr, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,369 sqft · built 1979 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jun 2022) |
| Tax Bill | $2,989 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Aug 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C015804000100120 |
| Primary APN | C015804000100120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,369 sqft Living Area |
| 1st Floor Area | 1,763 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 549 sqft |
| Driveway | Driveway |
| Driveway Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 276 sqft |
| Patio Area | 876 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C015804000100120 |
|---|---|
| Street Address | 4095 SANTA BARBARA DR |
| City | SEBRING |
| State | FL |
| Zip | 33875-1361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FAIRWAY LAKE EST SEC 1 PB 12 PG 39 LOT 12 BLK 1 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 01 |
| Legal Subdivision | FAIRWAY LAKE EST |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 961301 |
4095 Santa Barbara Dr is owned and occupied by an individual who bought it in June 2022.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4095 SANTA BARBARA DR, SEBRING, FL 33875-1361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Aug 18, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 27, 2021 | Warranty Deed, Transfer · FHA Mortgage MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2022 · Amount on File |
| Deed Sale | Jun 30, 2022 · Amount on File |
| Prior Sale | Aug 18, 2021 |
| Deed Document Number | 2102834 |
| Deed Book / Page | 2915 / 1850 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 30, 2022 |
| Property Address | 4095 SANTA BARBARA DR, SEBRING, FL 33875-1361 |
| Document Number | 0002102834 |
| Book / Page | 2915 / 1850 |
| Map Reference | MB 12 PG 39 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 2102834 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4095 SANTA BARBARA DR, SEBRING, FL 33875-1361 |
| Name | Verified Name |
|---|---|
| Address | 3700 PIPER PL, SARASOTA, FL 34232-5318 |
| Document Number | 0002102835 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 2915/1852 |
| Instrument | 2102835 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 18, 2021 |
| Property Address | 4095 SANTA BARBARA DR, SEBRING, FL 33875-1361 |
| Document Number | 0002049427 |
| Book / Page | 2845 / 103 |
| Map Reference | MB 12 PG 39 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2049427 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4095 SANTA BARBARA DR, SEBRING, FL 33875-1361 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jan 27, 2021 |
| Property Address | 4095 SANTA BARBARA DR, SEBRING, FL 33875-1361 |
| Document Number | 0002016654 |
| Book / Page | 2798 / 1436 |
| Map Reference | MB 12 PG 39 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2016654 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,627.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4095 SANTA BARBARA DR, SEBRING, FL 33875-1361 |
| Name | Verified Name |
|---|---|
| Address | 4095 SANTA BARBARA DR, SEBRING, FL 33875-1361 |
| Document Number | 0027981438 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2798/1438 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $242,541 Land $30,000 Building $212,541 | $242,541 Land $30,000 Building $212,541 | |
| 2024 | $2,989.00 (-4.29%) | ||
| 2023 | $3,123.00 (-3.91%) Homeowner's exemption | $243,434 (+16.93%) Land $24,000 Building $219,434 | $243,434 (+16.93%) Land $24,000 Building $219,434 |
| 2022 | $3,250.00 | $208,193 Land $24,000 Building $184,193 | $208,193 Land $24,000 Building $184,193 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4095 Santa Barbara Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 6 (2004–2025) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4095 Santa Barbara Dr is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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