Berrien County property record for 4095 Ponchartrain Dr, New Buffalo, MI 49117
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,160 sqft · built 1964 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,125 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-4870-0078-00-8 |
| Primary APN | 41-4870-0078-00-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Colonial |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 150 ft deep x 71 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4095 PONCHARTRAIN DR |
|---|---|
| City | NEW BUFFALO |
| State | MI |
| Zip | 49117-9161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SELECTZONI |
| Legal Description | LOT 1 BLK 22 MICHIANA SHORES SUB NO 3 |
| Legal Subdivision | MICHIANA SHORES SUB |
| Legal Block | 22 |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NEW BUFFALO |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 11302 |
4095 Ponchartrain Dr, a single family home, is owned by an individual.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1522 W EDGEWATER AVE, CHICAGO, IL 60660-4211 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Nov 8, 2017 |
| Property Address | 4095 PONCHARTRAIN DR, NEW BUFFALO, MI 49117-9161 |
| Document Number | 03189/0057 |
| Book / Page | 3189 / 0057 |
| Map Reference | MB8 PG71 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 3189-0057 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1522 W EDGEWATER AVE, CHICAGO, IL 60660-4211 |
| Investor | Possibly a Property Investor |
| Document Number | 0031890059 |
|---|---|
| Date | Nov 8, 2017 |
| Instrument | 3189-0059 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 4095 Ponchartrain Dr was $7,125.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | New Buffalo Township |
| Municipality | Michiana Village |
| Unified School District | New Buffalo Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,000 | $562,000 | |
| 2025 | $7,125.00 | ||
| 2023 | $304,000 | $608,000 | |
| 2022 | $6,286.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4095 Ponchartrain Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 individual policies |
| Nearby Flood Policies | 123 units insured incl. 89 condo units |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4095 Ponchartrain Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW BUFFALO serves 1,900 people · EPA ID MI0004680 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, T-Mobile.
5G (outdoors only) and 4G LTE
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