Burke County property record for 4095 Oak Hollow Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,610 sqft · built 1999 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $159,000 (Feb 2018) |
| Tax Bill | $1,528 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1791294141 |
| Primary APN | 1791294141 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| 1st Floor Area | 1,294 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 650 sqft |
| Unfinished Basement | 250 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Slab |
| Deck Area | 148 sqft |
| Patio Area | 148 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4095 OAK HOLLOW DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-4782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 4095 OAK HOLLOW DR MORGANTON, NC 28655 |
| Legal Subdivision | OAK FOREST SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 20303 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4095 OAK HOLLOW DR, MORGANTON, NC 28655-4782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 9, 2018 | Deed, Transfer NORTH CAROLINA HOUSING FINANCE AGEN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2018 · Amount on Record |
| Deed Sale | Feb 9, 2018 · Amount on Record |
| Deed Document Number | 20182017012819 |
| Deed Book / Page | 2332 / 925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4095 OAK HOLLOW DR, MORGANTON, NC 28655-4782 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4095 OAK HOLLOW DR, MORGANTON, NC 28655-4782 |
| Document Number | 0028480717 |
|---|---|
| Date | Jan 7, 2026 |
| Book Page | 2848/717 |
| Instrument | 2026000123 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Feb 9, 2018 |
| Property Address | 4095 OAK HOLLOW DR, MORGANTON, NC 28655-4782 |
| Document Number | 0023320925 |
| Book / Page | 2332 / 0925 |
| Map Reference | MB12 PG185 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 2017012819 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4095 OAK HOLLOW DR, MORGANTON, NC 28655-4782 |
| Document Number | 2017012821 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 2017012821 |
| Name | NORTH CAROLINA HOUSING FINANCE AGEN |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|
| Document Number | 0023320928 |
|---|---|
| Date | Feb 9, 2018 |
| Book Page | 2332/0928 |
| Instrument | 2017012820 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,528.00 (+0.33%) | $218,613 (-) Land $27,500 Building $191,113 | $218,613 (-) Land $27,500 Building $191,113 |
| 2025 | $1,523.00 (+3.75%) | $218,613 (-) Land $27,500 Building $191,113 | $218,613 (-) Land $27,500 Building $191,113 |
| 2023 | $1,468.00 | $218,613 Land $27,500 Building $191,113 | $218,613 Land $27,500 Building $191,113 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD-JAMESTOWN ROAD private · serves 6,035 people · EPA ID NC0112104 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | BRENTWOOD WATER ASSOCIATION |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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