4095 Lorene Dr, Sumter, SC 29154 Property Records

Sumter County property record for 4095 Lorene Dr, Sumter, SC 29154 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,527 sqft · built 1978
Lot Size	4.38 acres (190,793 sqft)
Owner	2 Individual Names on File
Last Sale	$199,900 (Mar 2020)
Tax Bill	$77 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`164-00-01-015`

Property Details

APN / Parcel Number

Primary APN	`164-00-01-015`
Alternative APN	`13188`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,527 sqft Living Area
Gross Area	3,127 sqft
1st Floor Area	2,527 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	190,793 sqft (4.38 acres)
Garage Type	Attached
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered/Finished Porch
Patio Area	143 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	13188
Street Address	4095 LORENE DR
City	SUMTER
State	SC
Zip	29154-8871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 PB92-1962 PB97-414 4.38 AC
Legal Subdivision	LOUIS WHITE TISDALE RLS
Legal Lot Number	9
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER SOUTHWEST
Census Block Group	2
Census Block	2003
Census Tract	1801

Owner

Source: Sumter County records · APN 164-00-01-015

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4095 LORENE DR, SUMTER, SC 29154-8871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2020	Deed of Trust, Mortgage · VA Mortgage TRUSTMARK NATIONAL BANK
Mar 25, 2020	Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK
Apr 10, 2018	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 14, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2020 · Amount on Record
Deed Sale	Mar 25, 2020 · Amount on Record
Prior Sale	Apr 10, 2018 · Amount on Record
Deed Book / Page	1266 / 4216
Prior Transfer Date	Dec 06, 2017
Prior Transfer Doc	0012412292
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	4095 LORENE DR, SUMTER, SC 29154-8871
Transaction Type	Mortgage
Record Updated	May 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012665850
Date	Apr 01, 2020
Book Page	1266/5850

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Mar 25, 2020
Property Address	4095 LORENE DR, SUMTER, SC 29154-8871
Document Number	0012664216
Book / Page	1266 / 4216
Map Reference	MB 97 PG 414
Instrument Date	Feb 16, 2020
Transaction Type	Transfer
Record Updated	May 05, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4095 LORENE DR, SUMTER, SC 29154-8871

Mortgage

Document Number	0012664219
Date	Mar 25, 2020
Instrument	1266/4219

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Apr 10, 2018
Property Address	4095 LORENE DR, SUMTER, SC 29154-8871
Document Number	0012431303
Book / Page	1243 / 1303
Instrument Date	Apr 09, 2018
Transaction Type	Transfer
Record Updated	May 05, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4095 LORENE DR, SUMTER, SC 29154-8871

Mortgage

Document Number	0012431307
Date	Apr 10, 2018
Instrument	1243/1307

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Feb 14, 2018
Property Address	4095 LORENE DR, SUMTER, SC 29154-8871
Document Number	0012412294
Book / Page	001241 / 002294
Instrument Date	Jan 16, 2018
Transaction Type	Transfer
Record Updated	Feb 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4095 LORENE DR SUMTER SC 291548871, SUMTER, SC 29154-8871

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Feb 14, 2018
Property Address	4095 LORENE DR, SUMTER, SC 29154-8871
Document Number	0012412292
Book / Page	001241 / 002292
Instrument Date	Dec 06, 2017
Transaction Type	Transfer
Record Updated	Feb 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4095 LORENE DR SUMTER SC 291548871, SUMTER, SC 29154-8871

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$77.00 (-93.46%)		$185,200 (%) Land $22,840 Building $162,360
2023	$1,178.00 (+0.17%)	$7,400 (-) Land $910 Building $6,490	$185,201 (-) Land $22,841 Building $162,360
2022	$1,176.00	$7,400 Land $910 Building $6,490	$185,201 Land $22,841 Building $162,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 87% of South Carolina
Wildfire Likelihood	About 1 in 529 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Farmers Telephone Cooperative, Inc. (SC)	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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