San Diego County property record for 4095 Galbar St, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,014 sqft · built 1972 |
| Lot Size | 0.76 acres (3,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (May 2023) |
| Tax Bill | $5,241 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage May 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-251-03-00 |
| Primary APN | 162-251-03-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 3,300 sqft (0.76 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4095 GALBAR ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 3 TR 006752 |
| Legal Subdivision | MESA LOMA |
| Legal Tract | 006752 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 18518 |
Source: San Diego County records · APN 162-251-03-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4095 GALBAR ST, OCEANSIDE, CA 92056-3456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 15, 2023 | Grant Deed, Transfer · VA Mortgage JPMORGAN CHASE BANK NA |
| May 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jul 07, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Aug 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Dec 28, 2018 | Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on Record |
| Deed Sale | May 15, 2023 · Amount on Record |
| Prior Sale | Dec 28, 2018 · Amount on Record |
| Deed Document Number | 2023127138 |
| Prior Transfer Date | Aug 28, 2003 |
| Prior Transfer Doc | 0001052592 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 15, 2023 |
| Property Address | 4095 GALBAR ST, OCEANSIDE, CA 92056-3456 |
| Document Number | 0000127138 |
| Map Reference | MAP 6752 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 2023-0127138 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4095 GALBAR ST, OCEANSIDE, CA 92056-3456 |
| Document Number | 0000127139 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023-0127139 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4095 GALBAR ST, OCEANSIDE, CA 92056-3456 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 4095 GALBAR ST, OCEANSIDE, CA 92056-3456 |
| Document Number | 0000223108 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 2022-0223108 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4095 GALBAR ST, OCEANSIDE, CA 92056-3456 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 4095 GALBAR ST, OCEANSIDE, CA 92056-3456 |
| Document Number | 0000486717 |
|---|---|
| Date | Jul 07, 2021 |
| Instrument | 2021-0486717 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4095 GALBAR ST, OCEANSIDE, CA 92056-3456 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000355160 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 2019-0355160 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 28, 2018 |
| Property Address | 4095 GALBAR ST, OCEANSIDE, CA 92056-3456 |
| Document Number | 0000532845 |
| Map Reference | MAP 6752 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 2018-0532845 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4095 GALBAR ST, OCEANSIDE, CA 92056-3456 |
| Document Number | 0000532846 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 2018-0532846 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $647,334 (+2%) Land $396,887 Building $250,447 | |
| 2025 | $5,241.00 (+14.66%) | $634,642 (+51.77%) Land $389,105 Building $245,537 |
| 2023 | $4,571.00 (+0.24%) | $418,154 Land $256,374 Building $161,780 |
| 2022 | $4,560.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Generate-Ubiquity Holdings Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, T-Mobile USA.
Based on FCC filings for 734 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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