4095 Clyde Rd, Holly, MI 48442 Property Records

Oakland County property record for 4095 Clyde Rd, Holly, MI 48442

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,581 sqft · built 1860
Lot Size	5.12 acres (223,027 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Sep 2022)
Tax Bill	$2,631 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`H-11-07-226-035`

Property Details

APN / Parcel Number

Primary APN	`H-11-07-226-035`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,081 sqft
Basement Area	746 sqft
Unfinished Basement	1,081 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	223,027 sqft (5.12 acres)
Terrain	Rolling
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4095 CLYDE RD
City	HOLLY
State	MI
Zip	48442-9107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R7E, SEC 7 PART OF NE 1/4 BEG AT N 1/4 COR, TH S 89-06-25 E 330.08 FT, TH S 00-42-07 W 675 FT, TH N 89-06-25 W 330.65 FT, TH N 00-45-02 E 675 FT TO BEG 5.12 A 4-16-02 FR 010
Legal Range	07E
Legal Township	03N
Legal Section	07
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	2
Census Block	2008
Census Tract	131600

Owner

4095 Clyde Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4095 CLYDE RD, HOLLY, MI 48442-9107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Sep 16, 2022	Warranty Deed, Transfer
Aug 26, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAGSTAR BANK FSB
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 30, 2019	Warranty Deed, Transfer CISLO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on File
Deed Sale	Sep 16, 2022 · Amount on File
Prior Sale	May 30, 2019 · Amount on File
Deed Document Number	2022444754
Deed Book / Page	58116 / 334
Prior Transfer Date	Dec 20, 2005
Prior Transfer Doc	0000006046
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4095 CLYDE RD, HOLLY, MI 48442-9107
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41207 WHISPERING OAKS DR, CLINTON TOWNSHIP, MI 48038-4942

Mortgage

Document Number	0000442371
Date	Sep 12, 2022
Book Page	58103/139
Instrument	442371

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 16, 2022
Property Address	4095 CLYDE RD, HOLLY, MI 48442-9107
Document Number	0000444754
Book / Page	58116 / 334
Instrument Date	Sep 1, 2022
Instrument	444754
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount on Record
Tax	$2,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4095 CLYDE RD, 4095, HOLLY, MI 48442-9107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4095 CLYDE RD, HOLLY, MI 48442-9107

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4095 CLYDE RD, HOLLY, MI 48442-9107
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4095 CLYDE RD, HOLLY, MI 48442-9107

Mortgage

Document Number	0000208048
Date	Aug 26, 2021
Book Page	56759/341
Instrument	208048

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jul 1, 2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4095 CLYDE RD, HOLLY, MI 48442-9107
Transaction Type	Mortgage
Record Updated	Jun 1, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4095 CLYDE RD, HOLLY, MI 48442-9107

Mortgage

Document Number	0000121156
Date	May 7, 2021
Book Page	56203/306
Instrument	121156

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4095 CLYDE RD, HOLLY, MI 48442-9107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029757
Date	Feb 10, 2020
Book Page	53819/196
Instrument	29757

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 30, 2019
Property Address	4095 CLYDE RD, HOLLY, MI 48442-9107
Document Number	0000083825
Book / Page	52876 / 00215
Instrument Date	Apr 10, 2018
Instrument	83825
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$2,322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4095 CLYDE RD, 4095, HOLLY, MI 48442-9107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4095 CLYDE RD, HOLLY, MI 48442-9107

Tax Assessment & Valuation

The 2025 property tax bill for 4095 Clyde Rd was $2,631 with a homeowner's exemption, down 32.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,631.00 (-32.88%) Homeowner's exemption	$128,250	$256,500
2024	$3,920.00
2023		$108,420	$216,840
2021	$3,140.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4095 Clyde Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4095 Clyde Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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