Okaloosa County property record for 4095 2nd Ave, Laurel Hill, FL 32567
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1950 |
| Lot Size | 16.4 acres (715,691 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $503 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-1187-0 |
| Primary APN | C56-000-592-1187-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 1,696 sqft |
| 1st Floor Area | 1,440 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 715,691 sqft (16.4 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4095 2ND AVE |
|---|---|
| City | LAUREL HILL |
| State | FL |
| Zip | 32567-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E1/2 OF NE1/4 OF NW1/4 EXC ROAD R/W HY 85A & LESS COM NE COR OF NW1/4 W 538 FT TO POB S1005 FT S4 DEG W225 FT N67 DEG W90 FT TO W LINE E1/2 OF NE1/4 OF NW1/4 N TO NW COR OF E1/2 OF NE1/4 OF NW1/4 THC E117 FT TO POB |
| Legal Range | 22W |
| Legal Township | 05N |
| Legal Section | 04 |
| Legal Block | 11 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | LAUREL HILL |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 20200 |
4095 2nd Ave is owned and occupied by two individuals.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4095 2ND AVE, LAUREL HILL, FL 32567-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4095 2nd Ave was $503 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Laurel Hill City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $503.00 Homeowner's exemption | $79,377 | $156,323 Land $70,669 Building $85,654 |
| 2023 | $457.00 (+1.56%) Homeowner's exemption | $74,893 (+3%) | $145,416 (+6.93%) Land $63,097 Building $82,319 |
| 2022 | $450.00 Homeowner's exemption | $72,712 | $135,994 Land $60,092 Building $75,902 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4095 2nd Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1998–2009) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4095 2nd Ave is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAUREL HILL serves 1,802 people · EPA ID FL1460416 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fidium Fiber DSL | 10 / 1 |
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