40944 Granite St, Palmdale, CA 93551 Property Records

Los Angeles County property record for 40944 Granite St, Palmdale, CA 93551

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3 ba · 2,467 sqft · built 1995
Lot Size	0.354 acres (15,406 sqft)
Owner	2 Individual Names on File
Last Sale	$182,454 (Apr 1996)
Tax Bill	$5,333 (2025)
Deeds & Mortgages	May 2023 Reverse Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3001-075-028`

Property Details

APN / Parcel Number

Primary APN	`3001-075-028`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,467 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	15,406 sqft (0.354 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40944 GRANITE ST
City	PALMDALE
State	CA
Zip	93551-1809
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	LCA210*
Legal Description	TR=34787 LOT 28
Legal Subdivision	34787
Legal Tract	34787
Legal Block	3
Legal Lot Number	28
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SOUTH ANTELOPE VALLEY
Census Block Group	3
Census Block	3006
Census Tract	910302

Owner

40944 Granite St, a planned unit development, is owned and occupied by two individuals who bought it in April 1996.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40944 GRANITE ST, PALMDALE, CA 93551-1809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Jun 2, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
May 21, 2019	Deed of Trust, Mortgage · FHA Mortgage METROPOLITAN HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 1996 · Amount on File
Deed Sale	Apr 19, 1996 · Amount on File
Deed Document Number	1996623484
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	40944 GRANITE ST, PALMDALE, CA 93551-1809
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411944 GRANITE STREET, CITY RANCH, CA 93551

Mortgage

Document Number	0000288235
Date	May 3, 2023
Instrument	23-0288235

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.05%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	40944 GRANITE ST, PALMDALE, CA 93551-1809
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40944 GRANITE ST, PALMDALE, CA 93551-1809

Mortgage

Document Number	0000873613
Date	Jun 2, 2021
Instrument	21-0873613

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	May 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	40944 GRANITE ST, PALMDALE, CA 93551-1809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000465334
Date	May 21, 2019
Instrument	19-0465334

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 40944 Granite St was $5,333 with a homeowner's exemption.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Palmdale City
Secondary School District	Antelope Valley Union Joint High School District (09 - 12)
Elementary School District	Westside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$362,556 (+1.99%) Land $54,884 Building $307,672
2025	$5,333.00 Homeowner's exemption	$355,469 Land $53,808 Building $301,661
2023	$5,033.00 (+1.7%) Homeowner's exemption	$341,668 Land $51,719 Building $289,949
2022	$4,949.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40944 Granite St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40944 Granite St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUARTZ HILL WATER DIST. serves 19,322 people · EPA ID CA1910130
Water Source	Purchased surface water from ANTELOPE VALLEY EAST KERN WATER AGENCY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Race Communications, T-Mobile, Verizon.

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