4094 2nd Ave, Sacramento, CA 95817 Property Records

Sacramento County property record for 4094 2nd Ave, Sacramento, CA 95817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,154 sqft · built 1932
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Aug 2024)
Tax Bill	$7,642 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2025 Mortgage + 6 more
Flood Zone	Zone X (reduced by levee)
APN	`014-0111-017-0000`

Property Details

APN / Parcel Number

Primary APN	`014-0111-017-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,154 sqft Living Area
Gross Area	2,658 sqft
1st Floor Area	1,818 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4094 2ND AVE
City	SACRAMENTO
State	CA
Zip	95817-2154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CRESS TRACT, LOT 2
Legal Subdivision	CRESS TRACT
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5017
Census Tract	1800

Owner

4094 2nd Ave is owned by two individuals who bought it in August 2024.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2701 42ND ST, SACRAMENTO, CA 95817-3026
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC
May 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 7, 2020	Deed of Trust, Construction Loan · Construction Mortgage CLAUDIO M LANE
Aug 7, 2020	Deed of Trust, Construction Loan · Construction Mortgage ROSEMOUNT INVESTMENTS INC
Nov 21, 2019	Deed of Trust, Mortgage · Conventional with PMI CITADEL SVCNG CORP
Jun 24, 2019	Deed of Trust, Mortgage WTR LN FUND
Jun 24, 2019	Deed of Trust, Mortgage WTR LN FUND
Feb 7, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage SAYLOR INVESTMENTS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2024 · Amount on File
Deed Sale	Aug 1, 2024 · Amount on File
Deed Book / Page	20240801 / 77
Prior Transfer Date	Jan 31, 2019
Prior Transfer Doc	2070000000113
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4094 2ND AVE, SACRAMENTO, CA 95817-2154
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9100 NOLA PL, ORANGEVALE, CA 95662-4160

Mortgage

Document Number	0000001899
Date	Sep 8, 2021
Instrument	2021090801899

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Non-Lending Institution
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4094 2ND AVE, SACRAMENTO, CA 95817-2154
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4094 2ND AVE, SACRAMENTO, CA 95817-2154

Mortgage

Document Number	0000000535
Date	May 7, 2025
Instrument	202505070535

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 7, 2020
Property Address	4094 2ND AVE, SACRAMENTO, CA 95817-2154
Document Number	2008071147
Instrument Date	Jul 28, 2020
Instrument	2008071147
Transaction Type	Construction Loan
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9100 NOLA PL ORANGEVALE CA 956624160, ORANGEVALE, CA 95662-4160

Mortgage

Document Number	2008071147
Date	Aug 7, 2020
Instrument	2008071147

Lender

Name	CLAUDIO M LANE
Address	45 SABLE PT, ALAMEDA, CA 94502-6474

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 6, 2021

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 7, 2020
Property Address	4094 2ND AVE, SACRAMENTO, CA 95817-2154
Document Number	2008071146
Instrument Date	Jul 28, 2020
Instrument	2008071146
Transaction Type	Construction Loan
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9100 NOLA PL ORANGEVALE CA 956624160, ORANGEVALE, CA 95662-4160

Mortgage

Document Number	2008071146
Date	Aug 7, 2020
Instrument	2008071146

Lender

Name	ROSEMOUNT INVESTMENTS INC
Address	1800 BROADWAY # 604, SAN FRANCISCO, CA 94109-2228

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 6, 2021

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4094 2ND AVE, SACRAMENTO, CA 95817-2154
Document Number	1911251228
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6247 FOLSOM CA 957636247, FOLSOM, CA 95763-6247

Mortgage

Document Number	1911251228
Date	Nov 25, 2019
Instrument	1911251228

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.95%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4094 2ND AVE, SACRAMENTO, CA 95817-2154
Document Number	1906271147
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9100 NOLA PL ORANGEVALE CA 956624160, ORANGEVALE, CA 95662-4160

Mortgage

Document Number	1906271147
Date	Jun 27, 2019
Instrument	1906271147

Lender

Name	WTR LN FUND
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount on Record

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4094 2ND AVE, SACRAMENTO, CA 95817-2154
Document Number	1906271146
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9100 NOLA PL ORANGEVALE CA 956624160, ORANGEVALE, CA 95662-4160

Mortgage

Document Number	1906271146
Date	Jun 27, 2019
Instrument	1906271146

Lender

Name	WTR LN FUND
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount on Record

February 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 7, 2019
Property Address	4094 2ND AVE, SACRAMENTO, CA 95817-2154
Document Number	1902070113
Instrument Date	Jan 31, 2019
Instrument	1902070113
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9100 NOLA PL ORANGEVALE CA 956624160, ORANGEVALE, CA 95662-4160

Mortgage

Document Number	1902070114
Date	Feb 7, 2019
Instrument	1902070114

Lender

Name	SAYLOR INVESTMENTS INC
Address	PO BOX 912, ROSEVILLE, CA 95661-0912

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	1902070115,
Date	Feb 7, 2019
Instrument	1902070115

Lender

Name	SAYLOR INVESTMENTS INC

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4094 2nd Ave was $7,642, up 115.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$652,800 (+2%) Land $163,200 Building $489,600
2025	$7,642.00 (+115.75%)	$640,000 Land $160,000 Building $480,000
2024	$3,542.00 (+60.13%)
2023	$2,212.00 (+65.82%)	$89,654 Land $3,358 Building $86,296
2022	$1,334.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4094 2nd Ave in Zone X, where a levee reduces flood risk, though there have been 10 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1995–2005)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4094 2nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, Succeed.Net, T-Mobile, Verizon.

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