4093 S Riverside Dr, Lanexa, VA 23089 Property Records

James City County property record for 4093 S Riverside Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,382 sqft · built 1959
Lot Size	0.335 acres (14,593 sqft)
Owner	2 Company Names on Record
Last Sale	$825,000 (Jan 2026)
Tax Bill	$4,548 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`19-1 05-0-0029`

Property Details

APN / Parcel Number

Primary APN	`19-1 05-0-0029`
Alternative APN	`9993`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,382 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	14,593 sqft (0.335 acres)
Garage Type	Attached
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	540 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9993
Street Address	4093 S RIVERSIDE DR
City	LANEXA
State	VA
Zip	23089-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-29 S-4 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	29
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1022
Census Tract	80306

Owner

Source: James City County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	37 ROBINSON DR, NEWPORT NEWS, VA 23601-1822
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jan 16, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage NAVY FCU
Sep 24, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Mar 16, 2018	Warranty Deed, Transfer · Conventional with PMI GEORGE MASON MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	2026588
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Recording Date	May 20, 2026
Property Address	4093 S RIVERSIDE DR, LANEXA, VA 23089-9415
Document Number	0000006033
Instrument Date	Jan 14, 2026
Instrument	20266033
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	37 ROBINSON DR, NEWPORT NEWS, VA 23601-1822

Mortgage

Document Number	0000006033,
Date	May 20, 2026
Instrument	20266033

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate	6.21%
Max Rate	-1%

January 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jan 16, 2026
Property Address	4093 S RIVERSIDE DR, LANEXA, VA 23089-9415
Document Number	0202600588
Map Reference	MB 18 PG 4
Instrument Date	Jan 8, 2026
Instrument	202600588
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	37 ROBINSON DR, NEWPORT NEWS, VA 23601-1822

Mortgage

Document Number	0202600589
Date	Jan 16, 2026
Instrument	202600589

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4093 S RIVERSIDE DR, LANEXA, VA 23089-9415
Document Number	0000016714
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4093 S RIVERSIDE DR LANEXA VA 230899415, LANEXA, VA 23089-9415

Mortgage

Document Number	0000016714
Date	Oct 1, 2020
Instrument	16714

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

Interest

Rate Type	Fixed Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 16, 2018
Property Address	4093 S RIVERSIDE DR, LANEXA, VA 23089-9415
Document Number	0000005376
Instrument Date	Mar 2, 2018
Instrument	5376
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4093 S RIVERSIDE DR LANEXA VA 230899415, LANEXA, VA 23089-9415

Mortgage

Document Number	5377
Date	Mar 16, 2018
Instrument	5377

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,548.00 (+22.89%)	$548,000 (+22.87%) Land $266,800 Building $281,200	$548,000 (+22.87%) Land $266,800 Building $281,200
2023		$446,000 Land $227,400 Building $218,600	$446,000 Land $227,400 Building $218,600
2022	$3,701.00 (+6.23%)
2019	$3,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE COLONIES serves 548 people · EPA ID VA4127115
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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