4093 Bungalow Path, Saint Joseph, MI 49085 Property Records

Berrien County property record for 4093 Bungalow Path, Saint Joseph, MI 49085

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,270 sqft · built 2018
Lot Size	18.8 acres (820,005 sqft)
Owner	Individual Name on File
Tax Bill	$4,794 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-4800-0037-00-0`

Property Details

APN / Parcel Number

Primary APN	`12-4800-0037-00-0`
Alternative APN	`11-12-4800-0037-00-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,270 sqft Living Area
1st Floor Area	1,270 sqft
Basement Area	1,270 sqft
Unfinished Basement	1,270 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Raised Ranch
Lot Area	820,005 sqft (18.8 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4093 BUNGALOW PATH
City	SAINT JOSEPH
State	MI
Zip	49085-8749
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	SPLIT/COMBINED ON 12/01/2017 FROM 12-0012-0003-04-0; UNIT 37 MAIDEN LANE COTTAGES CONDOMINIUM LIBER 296 PAGE 1 THIRD AMENDMENT AND RESTATEMENT OF MASTER DEED LIBER 0296 PAGE 073
Legal Subdivision	MAIDEN LANE COTTAGES
Legal Unit	37
Jurisdiction	BERRIEN MI
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1012
Census Tract	1400

Owner

4093 Bungalow Path, a condominium, is owned and occupied by an individual who acquired it in September 2020.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4093 BUNGALOW PATH, SAINT JOSEPH, MI 49085-8749
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020
Deed Sale	Sep 22, 2020
Deed Document Number	2020288649
Deed Book / Page	3291 / 2560
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 22, 2020
Property Address	4093 BUNGALOW PATH, SAINT JOSEPH, MI 49085-8749
Document Number	03291/2560
Book / Page	3291 / 2560
Map Reference	LB 296 PG 73
Instrument Date	Sep 8, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032912563
Date	Sep 22, 2020
Instrument	3291/2563

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4093 Bungalow Path was $4,794 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Lincoln Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,100	$388,200
2025	$4,794.00
2023		$157,400	$314,800
2022	$4,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4093 Bungalow Path in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2007–2017)
Most Recent Claim	Oct 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4093 Bungalow Path is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20