Lake County property record for 40929 W 4th Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,328 sqft · built 2018 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,000 (Oct 2018) |
| Tax Bill | $2,401 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-27-0100-015-00500 |
| Primary APN | 08-18-27-0100-015-00500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| Gross Area | 1,728 sqft |
| 1st Floor Area | 1,328 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 115 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 2687525 |
|---|---|
| Street Address | 40929 W 4TH AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST UMATILLA LOTS 5 6 7 8 BLK 15 PB 6 PGS 87-95 ORB 5184 PG 887 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 8 |
| Legal Subdivision | EAST UMATILLA |
| Legal Tract | 0100 |
| Legal Block | 15 |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 30109 |
40929 W 4th Ave is owned and occupied by an individual who bought it in October 2018.
Source: Lake County records, as of April 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40929 W 4TH AVE, UMATILLA, FL 32784-8010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Partial Claim Mortgage MIDFIRST BANK |
| Jul 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| May 8, 2020 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Oct 12, 2018 | Deed of Trust, Transfer · FHA Mortgage THELENDER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2018 · Amount on File |
| Deed Sale | Oct 15, 2018 · Amount on File |
| Deed Document Number | 2018120927 |
| Deed Book / Page | 5184 / 887 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 40929 W 4TH AVE, UMATILLA, FL 32784-8010 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 40929 W 4TH AVE, UMATILLA, FL 32784-8010 |
| Document Number | 0067090702 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 6709/702 |
| Instrument | 2026038084 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | IRVING, TX 75063 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 291 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 40929 W 4TH AVE, UMATILLA, FL 32784-8010 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 40929 W 4TH AVE, UMATILLA, FL 32784-8010 |
| Document Number | 0061750943 |
|---|---|
| Date | Jul 13, 2023 |
| Book Page | 6175/943 |
| Instrument | 2023084014 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 323 Months |
| Due | Jun 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 40929 W 4TH AVE, UMATILLA, FL 32784-8010 |
| Document Number | 0055180393 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 40929 W 4TH AVE UMATILLA FL 327848010, UMATILLA, FL 32784-8010 |
| Document Number | 0055180393 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 005518/000393 |
| Instrument | 84634 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 40929 W 4TH AVE, UMATILLA, FL 32784-8010 |
| Document Number | 0051840888 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 40929 W 4TH AVE UMATILLA FL 32784, UMATILLA, FL 32784 |
| Document Number | 0051840888 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 005184/000888 |
| Instrument | 120928 |
| Name | THELENDER |
|---|---|
| Address | FARMERS BRANCH, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 14, 2048 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,040 (+2.9%) | $224,669 (-) Land $51,750 Building $172,919 | |
| 2025 | $164,280 Land $51,750 Building $112,530 | $224,669 Land $51,750 Building $172,919 | |
| 2024 | $2,401.00 (+12.46%) | ||
| 2023 | $2,135.00 (+9.43%) Homeowner's exemption | $155,000 (+3%) | $181,187 (-) Land $34,500 Building $146,687 |
| 2022 | $1,951.00 Homeowner's exemption | $150,490 | $181,187 Land $34,500 Building $146,687 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40929 W 4th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40929 W 4th Ave is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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