40927 Carlisle Ave, Elyria, OH 44035 Property Records

Lorain County property record for 40927 Carlisle Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,613 sqft · built 1934
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$226,600 (May 2026)
Tax Bill	$2,144 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-008-114-006`

Property Details

APN / Parcel Number

Primary APN	`10-00-008-114-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,613 sqft Living Area
1st Floor Area	896 sqft
Upper Floors Area	717 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Area	480 sqft

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	224 sqft
Patio Area	538 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	40927 CARLISLE AVE
City	ELYRIA
State	OH
Zip	44035-7933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARLISLE HOMES 50 X 135 S/L 80
Legal Subdivision	CARLISLE HOMES
Legal Block	114
Legal Lot Number	80
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2012
Census Tract	71500

Owner

40927 Carlisle Ave is owned and occupied by an individual who bought it in May 2026.

Source: Lorain County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	40927 CARLISLE AVE, ELYRIA, OH 44035-7933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on File
Deed Sale	May 26, 2026 · Amount on File
Deed Document Number	202697028
Prior Transfer Date	May 2, 2002
Prior Transfer Doc	0000827441
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 26, 2026
Property Address	40927 CARLISLE AVE, ELYRIA, OH 44035-7933
Document Number	0000097028
Instrument Date	May 21, 2026
Instrument	202697028
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	NETWORK LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91,546.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40927 CARLISLE AVE, ELYRIA, OH 44035-7933

Mortgage

Document Number	0000097029,
Date	May 26, 2026
Instrument	202697029

Lender

Name	NATIONS DIRECT MORTGAGE, LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 40927 Carlisle Ave was $2,144.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,144.00	$46,290 (-0.01%) Land $5,040 Building $41,250	$132,270 (-) Land $14,400 Building $117,870
2024	$2,144.00 (+46.85%)	$46,295 (+63.9%) Land $5,040 Building $41,255	$132,270 (+63.9%) Land $14,400 Building $117,870
2023	$1,460.00 (+0.27%)	$28,246 (-0.01%) Land $2,580 Building $25,666	$80,700 Land $7,370 Building $73,330
2022	$1,456.00	$28,250 Land $2,580 Building $25,670
2021			$80,700 Land $7,370 Building $73,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40927 Carlisle Ave in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	29 (1985–2021)
Claims Outside the SFHA	13 of 29
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40927 Carlisle Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20