Lake County property record for 40920 Stipe Ln, Ronan, MT 59864
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,216 sqft · built 1972 |
| Owner | Individual Name on File |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1531517 |
| Primary APN | R1531517 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Metal |
| Deck Area | 86 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000301320 |
|---|---|
| Street Address | 40920 STIPE LN |
| City | RONAN |
| State | MT |
| Zip | 59864-8723 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | S24, T20 N, R21 W, SERIAL 278, TITLE # M482141, MAKE GALLATIN, MODEL GALLATIN, YEAR 1972, SIZE 16X77, W2SWSW MHMAKE: GALLATIN |
| Legal Range | 21W |
| Legal Township | 20N |
| Legal Section | 24 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 1 |
| Census Block | 1094 |
| Census Tract | 940500 |
40920 Stipe Ln, a mobile home, is owned by an individual.
Source: Lake County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 295, RONAN, MT 59864-0295 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 40920 STIPE LN, RONAN, MT 59864-8723 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000556806 |
|---|---|
| Date | Aug 7, 2017 |
| Instrument | 556806 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | RONAN, MT 59864 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2020 |
| Change Frequency | 3 Years |
| Min Rate At Change | 6% |
| Max Rate At Change | 8% |
| Index | Prime Rate |
| Max Rate | 14% |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Charlo Elementary School District (PK - 08) |
| Secondary School District | Charlo High School District (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $7,420 | |
| 2025 | $7,420 Building $7,420 | |
| 2023 | $5,800 | $5,800 Building $5,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40920 Stipe Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40920 Stipe Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Western Montana CommunityTel Fixed Wireless | 25 / 10 |
| Blackfoot Telephone Cooperative DSL | 25 / 5 |
5G and 4G LTE (outdoors only)
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