40920 638th St, Mazeppa, MN 55956 Property Records

Wabasha County property record for 40920 638th St, Mazeppa, MN 55956

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 2,040 sqft · built 1956
Lot Size	5.95 acres (259,182 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Jul 2022)
Tax Bill	$2,560 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R01.00270.00`

Property Details

APN / Parcel Number

Primary APN	`R01.00270.00`
Alternative APN	`01.00270.00`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,040 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	259,182 sqft
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Shed	1 Shed
Shed Area	384 sqft
Quonset Hut	2,480 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	40920 638TH ST
City	MAZEPPA
State	MN
Zip	55956-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-110 RANGE-014 5.95 AC PART OF W1/2NW1/4 AS DESC IN DOC # 323795 (S)(PARCEL B) (BVW)
Legal Range	14
Legal Township	110
Legal Section	27
Jurisdiction	WABASHA MN
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2018
Census Tract	490400

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40920 638TH ST, MAZEPPA, MN 55956-4108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS & MERCHANTS BANK
Sep 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ZUMBROTA
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ZUMBROTA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Jul 5, 2016 · Amount on Record
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	40920 638TH ST, MAZEPPA, MN 55956-4108
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40920 638TH ST, MAZEPPA, MN 55956-4108

Mortgage

Document Number	0000361416
Date	Nov 17, 2025
Instrument	361416

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank
Address	55000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	40920 638TH ST, MAZEPPA, MN 55956-4108
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000328655
Date	Sep 18, 2017
Instrument	328655

Lender

Name	BANK OF ZUMBROTA
Type	Bank
Address	ZUMBROTA, MN 55992

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	40920 638TH ST, MAZEPPA, MN 55956-4108
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000345900
Date	Sep 7, 2021
Instrument	345900

Lender

Name	BANK OF ZUMBROTA
Type	Bank
Address	ZUMBROTA, MN 55992

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
County Subdivision	Chester Township
Unified School District	Zumbrota-Mazeppa School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,560.00 (-1.54%) Homeowner's exemption	$300,800 (+7.08%) Land $103,400 Building $197,400	$300,800 (+7.08%) Land $103,400 Building $197,400
2025	$2,600.00 (-2.48%) Homeowner's exemption	$280,900 (+5.56%) Land $93,400 Building $187,500	$280,900 (+5.56%) Land $93,400 Building $187,500
2023	$2,666.00 Homeowner's exemption	$266,100 Land $93,400 Building $172,700	$266,100 Land $93,400 Building $172,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1978–2024)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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