4092 Thomas Jefferson Rd, Forest, VA 24551 Property Records

Bedford County property record for 4092 Thomas Jefferson Rd, Forest, VA 24551

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,488 sqft · built 2013
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on Record
Last Sale$449,000 (Aug 2026)
Tax Bill$1,484 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Jun 2022 Refinance
+ 4 more
Flood ZoneZone X (minimal risk)
APN135 A 73C

Property Details

APN / Parcel Number

Primary APN135 A 73C
Alternative APNs
  • 90510641
  • 510587

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area1,488 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,750 sqft (0.66 acres)
Deck Area272 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address4092 THOMAS JEFFERSON RD
CityFOREST
StateVA
Zip24551-4894
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGE HILL ESTATES LT 3 PB 52/51
Legal SubdivisionEDGE HILL ESTATES
Legal Lot Number3
JurisdictionBEDFORD VA
Township / Civil Division3
Census Block Group1
Census Block1005
Census Tract30203

Owner

Source: Bedford County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4092 THOMAS JEFFERSON RD, FOREST, VA 24551-4894
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Deed, Transfer · Conventional Mortgage
WESBANCO BANK INC
Jun 30, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE LLC
Apr 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 28, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 30, 2018Warranty Deed, Transfer · FHA Mortgage
QUICKEN LOANS INC
Jul 30, 2018Warranty Deed, Transfer
RELIANCE TITLE & STLMNT LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2026 · Amount on Record
Deed SaleAug 14, 2026 · Amount on Record
Prior SaleDec 28, 2021 · Amount on Record
Deed Document Number20267667
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionBEDFORD VA
Recording DateAug 14, 2026
Property Address4092 THOMAS JEFFERSON RD, FOREST, VA 24551-4894
Document Number0000007667
Instrument DateAug 14, 2026
Instrument20267667
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyCHICAGO NATIONAL TITLE INSURANCE, CHICAGO NATIONAL TITLE INSURAN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$45,349.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4092 THOMAS JEFFERSON RD, FOREST, VA 24551-4894

Mortgage

Document Number0000007668,
DateAug 14, 2026
Instrument20267668
Lender
NameWESBANCO BANK INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.13%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD VA
Property Address4092 THOMAS JEFFERSON RD, FOREST, VA 24551-4894
Transaction TypeMortgage
Record UpdatedJul 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220007436
DateJun 30, 2022
Instrument220007436
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJul 1, 2037
Interest
Rate TypeFixed Rate
Rate5.25%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD VA
Property Address4092 THOMAS JEFFERSON RD, FOREST, VA 24551-4894
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200004278
DateApr 29, 2020
Instrument200004278
Lender
NameQUICKEN LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD VA
Recording DateDec 28, 2021
Property Address4092 THOMAS JEFFERSON RD, FOREST, VA 24551-4894
Document Number0210018192
Instrument DateDec 21, 2021
Instrument210018192
Transaction TypeTransfer
Record UpdatedFeb 2, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4092 THOMAS JEFFERSON RD, FOREST, VA 24551-4894

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD VA
Recording DateJul 30, 2018
Property Address4092 THOMAS JEFFERSON RD, FOREST, VA 24551-4894
Document Number180006861
Instrument DateJul 20, 2018
Instrument180006861
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanyNOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4092 THOMAS JEFFERSON RD, FOREST, VA 24551-4894

Mortgage

Document Number180006862
DateJul 30, 2018
Instrument180006862
Lender
NameQUICKEN LOANS INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD VA
Recording DateJul 30, 2018
Property Address4092 THOMAS JEFFERSON RD, FOREST, VA 24551-4894
Document Number180006861
Instrument DateJul 20, 2018
Instrument180006861
Transaction TypeTransfer
Record UpdatedFeb 7, 2021
Title CompanyRELIANCE TITLE & STLMNT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4092 THOMAS JEFFERSON RD, FOREST, VA 24551-4894

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyBedford County
Unified School DistrictBedford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,484.00$362,000 (-) Land $65,000 Building $297,000
2025$1,484.00$362,000 (+1%) Land $65,000 Building $297,000
2023$1,484.00 Additional exemption filed$181,000$362,000 Land $65,000 Building $297,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 65% of Virginia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEDFORD REGIONAL WATER AUTHORITY (BRWA)
serves 38,794 people · EPA ID VA5019052
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2024–2026)
action level 15 ppb
Copper1.52 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Glo Fiber
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

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