4092 Sunset Ct, Covington, GA 30014 Property Records

Walton County property record for 4092 Sunset Ct, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,620 sqft · built 1997
Lot Size	4.8 acres (209,088 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Nov 2017)
Tax Bill	$6,037 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`N081A-013`

Property Details

APN / Parcel Number

Primary APN	`N081A-013`
Alternative APN	`28922`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,620 sqft Heated Area
1st Floor Area	2,620 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	209,088 sqft (4.8 acres)
Terrain	Rolling
Garage Area	682 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	320 sqft
Utility Building	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28922
Street Address	4092 SUNSET CT
City	COVINGTON
State	GA
Zip	30014-0672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 WP2
Legal Description	#13 SUNSET BEND 4.80AC
Legal Subdivision	SUNSET BEND
Legal Lot Number	13
Jurisdiction	WALTON GA
Township / Civil Division	JERSEY
Census Block Group	2
Census Block	2054
Census Tract	110602

Owner

Source: Walton County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4092 SUNSET CT, COVINGTON, GA 30014-0672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Oct 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ATLANTA POSTAL CREDIT UNION
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTA POSTAL CU
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTA POSTAL CU
Jun 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 1, 2017	Grant Deed, Transfer · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2017 · Amount on Record
Deed Sale	Nov 28, 2017 · Amount on Record
Prior Sale	Aug 28, 1997 · Amount on Record
Deed Document Number	20174278
Deed Book / Page	4160 / 21
Last Transfer Date	Nov 29, 2017
Transfer Doc	0042440118
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	4092 SUNSET CT, COVINGTON, GA 30014-0672
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4092 SUNSET CT, COVINGTON, GA 30014-0672
Investor	Possibly a Property Investor

Mortgage

Document Number	0048970000000308
Date	Jun 23, 2021
Book Page	0000004897/0000000308
Instrument	2021011343

Lender

Name	SYNOVUS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	4092 SUNSET CT, COVINGTON, GA 30014-0672
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4092 SUNSET CT, COVINGTON, GA 30014-0672

Mortgage

Document Number	0053830000000296
Date	Oct 19, 2023
Book Page	0000005383/0000000296

Lender

Name	ATLANTA POSTAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2038

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	4092 SUNSET CT, COVINGTON, GA 30014-0672
Document Number	0046060359
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4092 SUNSET CT COVINGTON GA 300140672, COVINGTON, GA 30014-0672

Mortgage

Document Number	0046060359
Date	Jun 10, 2020
Book Page	004606/000359

Lender

Name	ATLANTA POSTAL CU
Type	Credit Union
Address	ATLANTA, GA 30354

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 9, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	4092 SUNSET CT, COVINGTON, GA 30014-0672
Document Number	0045430293
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4092 SUNSET CT COVINGTON GA 300140672, COVINGTON, GA 30014-0672

Mortgage

Document Number	0045430293
Date	Feb 27, 2020
Book Page	004543/000293

Lender

Name	ATLANTA POSTAL CU
Type	Credit Union
Address	ATLANTA, GA 30354

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 26, 2040

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	Jun 20, 2018
Property Address	4092 SUNSET CT, COVINGTON, GA 30014-0672
Document Number	0042440118
Book / Page	004244 / 000118
Instrument Date	Nov 29, 2017
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4092 SUNSET CT COVINGTON GA 300140672, COVINGTON, GA 30014-0672

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Dec 1, 2017
Property Address	4092 SUNSET CT, COVINGTON, GA 30014-0672
Document Number	0041600021
Book / Page	004160 / 000021
Instrument Date	Nov 28, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4092 SUNSET CT COVINGTON GA 300140672, COVINGTON, GA 30014-0672

Mortgage

Document Number	41600023
Date	Dec 1, 2017
Book Page	004160/000023

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,037.00 (+8.7%) Homeowner's exemption	$256,880 (+17.86%) Land $56,000 Building $200,880	$642,200 (+17.86%) Land $140,000 Building $502,200
2023	$5,554.00 (-17.51%) Homeowner's exemption	$217,960 (+8.24%) Land $44,800 Building $173,160	$544,900 (+8.24%) Land $112,000 Building $432,900
2022	$6,733.00 Homeowner's exemption	$201,360 Land $38,400 Building $162,960	$503,400 Land $96,000 Building $407,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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