4092 Rte 122, Franklin, OH 45005 Property Records

Warren County property record for 4092 Rte 122, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,280 sqft · built 1957
Lot Size	0.555 acres (24,200 sqft)
Owner	2 Individual Names on File
Last Sale	$194,900 (Dec 2022)
Tax Bill	$2,637 (2025)
Deeds & Mortgages	May 2021 Second Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-27-279-012-0`

Property Details

APN / Parcel Number

Primary APN	`08-27-279-012-0`
Alternative APNs	`0827279012` `827279012` `1429094`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	24,200 sqft (0.555 acres)
Lot Dimensions	220 ft deep x 110 ft wide
Terrain	Low
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1429094
Street Address	4092 ROUTE 122
City	FRANKLIN
State	OH
Zip	45005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	KAY LOT 38
Legal Range	4
Legal Township	3
Legal Section	27
Legal Subdivision	KAY
Legal Block	94
Legal Lot Number	38
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2010
Census Tract	30700

Owner

4092 Rte 122 is owned by two individuals who bought it in December 2022.

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4092 STATE ROUTE 122
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA
Dec 6, 2022	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC
Apr 12, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Jan 7, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2022 · Amount on File
Deed Sale	Dec 6, 2022 · Amount on File
Prior Sale	Apr 12, 2019 · Amount on File
Deed Document Number	202236336
Prior Transfer Date	Mar 17, 2006
Prior Transfer Doc	0041640596
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4092 ROUTT LN # 122, 122, FRANKLIN, OH 45005-4644
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023125
Date	May 18, 2021
Instrument	2021-023125

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Dec 6, 2022
Property Address	4092 ROUTT LN # 122, 122, FRANKLIN, OH 45005-4644
Document Number	0000036336
Map Reference	MB 3 PG 403&404
Instrument Date	Dec 5, 2022
Instrument	2022-036336
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	WAVE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4092 STATE ROUTE 122, FRANKLIN, OH 45005-9784

Mortgage

Document Number	0000036337
Date	Dec 6, 2022
Instrument	2022-036337

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Apr 12, 2019
Property Address	4092 ROUTT LN # 122, 122, FRANKLIN, OH 45005-4644
Document Number	0000008894
Instrument Date	Apr 5, 2019
Instrument	8894
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4092 STATE ROUTE 122 FRANKLIN OH 450059784, FRANKLIN, OH 45005-9784

Mortgage

Document Number	8895
Date	Apr 12, 2019
Instrument	8895

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jan 7, 2019
Property Address	4092 ROUTT LN # 122, 122, FRANKLIN, OH 45005-4644
Document Number	0000000458
Instrument Date	Jan 4, 2019
Instrument	458
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$210.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4092 STATE ROUTE 122 FRANKLIN OH 450059784, FRANKLIN, OH 45005-9784

Tax Assessment & Valuation

The 2025 property tax bill for 4092 Rte 122 was $2,637, down 1.2% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,637.00 (-1.24%)	$60,580 Land $17,620 Building $42,960	$173,070 Land $50,330 Building $122,740
2024	$2,670.00 (+10.97%)
2023	$2,406.00 (+2.78%) Homeowner's exemption	$49,144 (-) Land $14,445 Building $34,699
2022	$2,341.00 Homeowner's exemption	$49,144 Land $14,445 Building $34,699	$140,410 (-) Land $41,270 Building $99,140
2021			$140,410 Land $41,270 Building $99,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4092 Rte 122 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4092 Rte 122 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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