4092 Pea Rdg Rd, Roper, NC 27970 Property Records

Washington County property record for 4092 Pea Rdg Rd, Roper, NC 27970

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,104 sqft · built 1964
Lot Size	4.27 acres (186,001 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Mar 2026)
Tax Bill	$868 (2026)
Deeds & Mortgages	Mar 2013 Reverse Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`7850.00-94-4307`

Property Details

APN / Parcel Number

Primary APN	`7850.00-94-4307`
Alternative APN	`4635`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,104 sqft Base Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Wood
Lot Area	186,001 sqft (4.27 acres)
Terrain	Above Road/Slope
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4635
Street Address	4092 PEA RIDGE RD
City	ROPER
State	NC
Zip	27970-9692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	531/95: DEED IN LIEU OF FORECLOSURE
Jurisdiction	WASHINGTON NC
Township / Civil Division	SKINNERSVILLE
Census Block Group	1
Census Block	1005
Census Tract	950100

Owner

4092 Pea Rdg Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4092 PEA RIDGE RD, ROPER, NC 27970-9692
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2013	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC
Mar 2, 2026	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 13, 2021	Special Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE
Nov 24, 2020	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Prior Sale	May 13, 2021 · Amount on File
Deed Document Number	2026321924
Deed Book / Page	563 / 191
Prior Transfer Date	Oct 1, 2020
Prior Transfer Doc	0000531/95
Record Updated	Oct 29, 2026

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NC
Property Address	4092 PEA RIDGE RD, ROPER, NC 27970-9692
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000479/553
Date	Mar 19, 2013
Book Page	479/553

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Non-Lending Institution
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	930 Months
Due	Sep 19, 2090

Interest

Rate Type	Fixed Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NC
Recording Date	Mar 2, 2026
Property Address	4092 PEA RIDGE RD, ROPER, NC 27970-9692
Document Number	000563/191
Book / Page	563 / 191
Map Reference	SL 64
Instrument Date	Mar 2, 2026
Instrument	321924
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1537 THREE SISTERS WAY, KODIAK, AK 99615-7217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4092 PEA RIDGE RD, ROPER, NC 27970-9692

Mortgage

Document Number	0000321925
Date	Mar 2, 2026
Instrument	321925

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Mortgage

Document Number	000563/209
Date	Mar 2, 2026
Book Page	563/209
Instrument	321926

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2036

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WASHINGTON NC
Recording Date	May 13, 2021
Property Address	4092 PEA RIDGE RD, ROPER, NC 27970-9692
Document Number	000534/433
Book / Page	534 / 433
Instrument Date	May 6, 2021
Instrument	315655
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	451 7TH ST NW, WASHINGTON, DC 20004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4092 PEA RIDGE RD, ROPER, NC 27970-9692

Mortgage

Document Number	0000315656
Date	May 13, 2021
Instrument	315656

Lender

Name	TOWNE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

November 2020: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	WASHINGTON NC
Recording Date	Nov 24, 2020
Property Address	4092 PEA RIDGE RD, ROPER, NC 27970-9692
Document Number	0000531/95
Book / Page	531 / 95
Instrument Date	Oct 1, 2020
Instrument	314953
Transaction Type	Foreclosure
Record Updated	Oct 2, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4092 PEA RIDGE RD, ROPER, NC 27970-9692

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Tax Assessment & Valuation

The 2026 property tax bill for 4092 Pea Rdg Rd was $868.

Source: Washington County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Washington County
Unified School District	Washington County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$868.00	$58,600 (-) Land $16,700 Building $41,900
2025	$868.00	$58,600 Land $16,700 Building $41,900	$58,600 Land $16,700 Building $41,900
2023		$58,600 Land $16,700 Building $41,900	$58,600 (-) Land $16,700 Building $41,900
2022	$498.00		$58,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4092 Pea Rdg Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	5 (1998–2022)
Most Recent Claim	Nov 2022 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4092 Pea Rdg Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON COUNTY WATER SYSTEM serves 6,693 people · EPA ID NC0494025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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