4092 Lakecrest Ct, San Jose, CA 95148 Property Records

Santa Clara County property record for 4092 Lakecrest Ct, San Jose, CA 95148

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,143 sqft · built 1996
Lot Size0.168 acres (7,300 sqft)
Owner2 Individual Names on File
Last Sale$980,000 (Oct 2006)
Tax Bill$16,759 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Feb 2017 Mortgage
Flood ZoneZone D (undetermined)
APN659-49-033

Property Details

APN / Parcel Number

Primary APN659-49-033

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,143 sqft Living Area
1st Floor Area1,047 sqft
2nd Floor Area1,096 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,300 sqft (0.168 acres)
Garage Area430 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address4092 LAKECREST CT
CitySAN JOSE
StateCA
Zip95148-3831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-PD
Legal DescriptionTRACT 8779 BOOK 676 PAGE 29 PAGE 31 LOT 55
Legal Tract8779
Legal Lot Number55
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2015
Census Tract503326

Owner

4092 Lakecrest Ct is owned and occupied by two individuals who bought it in October 2006.

Source: Santa Clara County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4092 LAKECREST CT, SAN JOSE, CA 95148-3831
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Feb 1, 2017Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2006 · Amount on File
Deed SaleOct 20, 2006 · Amount on File
Prior SaleJun 21, 2002 · Amount on File
Deed Document Number200619149991
Prior Transfer DateOct 18, 2006
Prior Transfer Doc0019149992
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Recording DateOct 9, 2026
Property Address4092 LAKECREST CT, SAN JOSE, CA 95148-3831
Document Number0026062901
Instrument DateOct 2, 2026
Instrument202626062901
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4092 LAKECREST CT, SAN JOSE, CA 95148-3831

Mortgage

Document Number0026062901,
DateOct 9, 2026
Instrument202626062901
Lender
NameBANK OF AMERICA
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 2, 2056
Interest
Max Rate-1%

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address4092 LAKECREST CT, SAN JOSE, CA 95148-3831
Document Number0023579614
Instrument DateFeb 1, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4092 LAKECREST CT SAN JOSE CA 951483831, SAN JOSE, CA 95148-3831

Mortgage

Document Number0023579614
DateFeb 9, 2017
Instrument23579614
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term360 Months
DueFeb 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4092 Lakecrest Ct was $16,759 with a veteran's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Secondary School DistrictEast Side Union High School District (09 - 12)
Elementary School DistrictEvergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,338,895 (+2%) Land $803,272 Building $535,623
2025$16,759.00 Disabled Person's exemption Veteran's exemption$1,312,643 Land $787,522 Building $525,121
2023$16,289.00 (-0.03%) Disabled Person's exemption Veteran's exemption$1,261,674 Land $756,943 Building $504,731
2022$16,294.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4092 Lakecrest Ct in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4092 Lakecrest Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN JOSE - EVG/EDV/COY
serves 99,783 people · EPA ID CA4310020
Water SourcePurchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 833 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Sail Internet
Fixed Wireless
1,000 / 200
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60

May also be available: T-Mobile.

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