4092 Datcho Dr, San Diego, CA 92117 Property Records

San Diego County property record for 4092 Datcho Dr, San Diego, CA 92117

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,004 sqft · built 1954
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Trust Names on File
Last Sale	$530,000 (Jan 2019)
Tax Bill	$7,957 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`418-092-12-00`

Property Details

APN / Parcel Number

Primary APN	`418-092-12-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,004 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	6,200 sqft (0.142 acres)

Location & Zoning

Street Address	4092 DATCHO DR
City	SAN DIEGO
State	CA
Zip	92117-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 69 TR 003004
Legal Subdivision	CLAIREMONT VIEW SUB
Legal Tract	003004
Legal Block	3
Legal Lot Number	69
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3009
Census Tract	8503

Owner

4092 Datcho Dr is owner-occupied and held in a trust since January 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4092 DATCHO DR, SAN DIEGO, CA 92117-4618
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Jan 4, 2019	Affidavit of Death, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO
Jan 4, 2019	Grant Deed, Transfer · Conventional Mortgage COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2019 · Amount on File
Deed Sale	Jan 4, 2019 · Amount on File
Deed Document Number	20193865
Prior Transfer Date	Nov 21, 2000
Prior Transfer Doc	0000659340
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4092 DATCHO DR, SAN DIEGO, CA 92117-4618
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4092 DATCHO DR, SAN DIEGO, CA 92117-4618

Mortgage

Document Number	0000744767
Date	Oct 26, 2021
Instrument	2021-0744767

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4092 DATCHO DR, SAN DIEGO, CA 92117-4618
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4092 DATCHO DR, SAN DIEGO, CA 92117-4618

Mortgage

Document Number	0000211958
Date	Apr 27, 2020
Instrument	2020-0211958

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4092 DATCHO DR, SAN DIEGO, CA 92117-4618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000341329
Date	Aug 13, 2019
Instrument	2019-0341329

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2019
Property Address	4092 DATCHO DR, SAN DIEGO, CA 92117-4618
Document Number	0000003864
Instrument Date	Dec 19, 2018
Instrument	3864
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	100 CLOCK TOWER PL #230 CARMEL CA 939238775, 230, CARMEL, CA 93923-8775

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2019
Property Address	4092 DATCHO DR, SAN DIEGO, CA 92117-4618
Document Number	0000003865
Map Reference	MAP 3004
Instrument Date	Nov 26, 2018
Instrument	2019-0003865
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4092 DATCHO DR, SAN DIEGO, CA 92117-4618

Mortgage

Document Number	0000003866
Date	Jan 4, 2019
Instrument	2019-0003866

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4092 Datcho Dr was $7,957.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$603,042 (+2%) Land $512,020 Building $91,022
2025	$7,957.00	$591,219 Land $501,981 Building $89,238
2023	$6,995.00 (+2.73%)	$568,264 Land $482,490 Building $85,774
2022	$6,809.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4092 Datcho Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4092 Datcho Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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