Caldwell County property record for 4092 Baird Dr, Hudson, NC 28638
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 2004 |
| Lot Size | 1.18 acres (51,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,000 (Mar 2008) |
| Tax Bill | $1,057 (2026) |
| Deeds & Mortgages | Oct 2016 Mortgage Oct 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 41 4 6 |
| Primary APN | 03 41 4 6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,120 sqft Heated Area |
| Gross Area | 1,216 sqft |
| 1st Floor Area | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 51,625 sqft (1.18 acres) |
| Lot Dimensions | 295 ft deep x 175 ft wide |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 135774 |
|---|---|
| Street Address | 4092 BAIRD DR |
| City | HUDSON |
| State | NC |
| Zip | 28638-9001 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BK 1674 PG 817 YR 08 ST 156.00 |
| Legal Subdivision | O J PHILLIPS PROPERTY |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 30600 |
4092 Baird Dr, a mobile home, is owned and occupied by an individual who bought it in March 2008.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4092 BAIRD DR, HUDSON, NC 28638-9001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2016 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 17, 2016 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2008 · Amount on File |
| Deed Sale | Mar 26, 2008 · Amount on File |
| Prior Sale | Aug 25, 2007 · Amount on File |
| Deed Book / Page | 1674 / 817 |
| Transfer Doc | 0016560055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4092 BAIRD DR, HUDSON, NC 28638-9001 |
| Document Number | 0019110537 |
| Book / Page | 001911 / 000537 |
| Instrument Date | Oct 17, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4092 BAIRD DR HUDSON NC 286389001, HUDSON, NC 28638-9001 |
| Document Number | 0019110537 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 001911/000537 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4092 BAIRD DR, HUDSON, NC 28638-9001 |
| Document Number | 0019120354 |
| Instrument Date | Oct 17, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4092 BAIRD DR HUDSON NC 286389001, HUDSON, NC 28638-9001 |
| Document Number | 0019120354 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 001912/000354 |
| Name | WELLS FARGO BK |
|---|---|
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2047 |
| Rate | 3.75% |
|---|
The 2026 property tax bill for 4092 Baird Dr was $1,057, down 3.6% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Sawmills Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,057.00 (-3.65%) | $129,700 (-) Land $16,400 Building $113,300 | |
| 2025 | $1,097.00 | $129,700 Land $16,400 Building $113,300 | $129,700 Land $16,400 Building $113,300 |
| 2023 | $68,200 (-) Land $16,400 Building $51,800 | $68,200 (-) Land $16,400 Building $51,800 | |
| 2022 | $655.00 | $68,200 Land $16,400 Building $51,800 | $68,200 Land $16,400 Building $51,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4092 Baird Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4092 Baird Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SAWMILLS serves 5,588 people · EPA ID NC0114040 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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