Carroll County property record for 4091 High Germany Dr, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,566 sqft · built 1998 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,000 (Oct 1998) |
| Tax Bill | $4,431 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-027988 |
| Primary APN | 03-027988 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,566 sqft Total Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 58,370 sqft (1.34 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Deck Area | 560 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 1,200 sqft |
| Gazebo | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 027988 |
|---|---|
| Street Address | 4091 HIGH GERMANY DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-1548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 5 - 1.34 ACS 4091 HIGH GERMANY DR 41- HIGH GERMANY |
| Legal Subdivision | HIGH GERMANY |
| Legal Lot Number | 5 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 503000 |
4091 High Germany Dr is owned and occupied by two individuals who bought it in October 1998.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4091 HIGH GERMANY DR, WESTMINSTER, MD 21158-1548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2017 | Deed of Trust, Mortgage · ARM PROVIDENT STATE BANK INC |
| May 29, 2018 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Feb 13, 2018 | Loan Modification, Mortgage PROVIDENT ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 1998 · Amount on File |
| Deed Sale | Oct 28, 1998 · Amount on File |
| Deed Document Number | 19981663 |
| Deed Book / Page | 2112 / 580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 4091 HIGH GERMANY DR, WESTMINSTER, MD 21158-1548 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|
| Document Number | 0088430432 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 8843/0432 |
| Instrument | 8843-0432 |
| Name | PROVIDENT STATE BANK INC |
|---|---|
| Type | Bank |
| Address | PRESTON, MD 21655 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Oct 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Oct 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 4091 HIGH GERMANY DR, WESTMINSTER, MD 21158-1548 |
| Document Number | 0090360394 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2018 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|---|
| Address | 4091 HIGH GERMANY DR WESTMINSTER MD 211581548, WESTMINSTER, MD 21158-1548 |
| Document Number | 0090360394 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 009036/000394 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 10, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 4091 HIGH GERMANY DR, WESTMINSTER, MD 21158-1548 |
| Document Number | 0090070116 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4091 HIGH GERMANY DR WESTMINSTER MD 211581548, WESTMINSTER, MD 21158-1548 |
| Document Number | 0090070116 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 009007/000116 |
| Name | PROVIDENT ST BK |
|---|---|
| Type | Bank |
| Address | OWINGS MILLS, MD 21117 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 7, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
The 2026 property tax bill for 4091 High Germany Dr was $4,431 with a homeowner's exemption, up 5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,431.00 (+4.95%) Homeowner's exemption | $446,933 | $491,200 Land $153,400 Building $337,800 |
| 2025 | $4,222.00 Homeowner's exemption | ||
| 2023 | $4,080.00 Homeowner's exemption | $361,067 | $424,800 Land $128,400 Building $296,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4091 High Germany Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4091 High Germany Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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