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4091 Crystal Lake Dr, Chipley, FL 32428 Property Records

Washington County property record for 4091 Crystal Lake Dr, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,800 sqft · built 2023
Lot Size0.733 acres (31,973 sqft)
OwnerIndividual Name on Record
Tax Bill$4,471 (2025)
Deeds & MortgagesMay 2021 Transfer
Flood ZoneZone X (minimal risk)
APN000041580008

Property Details

APN / Parcel Number

Primary APN000041580008
Alternative APN
  • 41580008

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,800 sqft Heated Area
Gross Area2,600 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Exterior MaterialMetal
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area31,973 sqft (0.733 acres)
PorchPorch
Porch Area330 sqft
Patio Area523 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000041580008
Street Address4091 CRYSTAL LAKE DR
CityCHIPLEY
StateFL
Zip32428-3437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description35 1 15 ORB 350 P 426 PARCEL DESC IN ORB 350 P 426, ORB 1205 P 811
Legal Range15W
Legal Township01N
Legal Section35
Legal Block4158
Legal Lot Number8
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1009
Census Tract970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3214 FLORIDA AVE, PANAMA CITY, FL 32405-3337
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 7, 2021
Transfer Doc0067003376
Record UpdatedJun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON FL
Recording DateMay 7, 2021
Property Address4091 CRYSTAL LAKE DR, CHIPLEY, FL 32428-3437
Document Number0067003376
Book / Page1205 / 811
Instrument DateMay 5, 2021
Instrument202167003376
Transaction TypeTransfer
Record UpdatedJun 17, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3214 FLORIDA AVE, PANAMA CITY, FL 32405-3337

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,471.00 (+5.92%)$322,840 (+1.96%) Land $150,000 Building $172,840$322,840 (+1.96%) Land $150,000 Building $172,840
2024$4,221.00 (+109.38%)$316,624 (+97.35%) Land $150,000 Building $166,624$316,624 (+97.35%) Land $150,000 Building $166,624
2023$2,016.00 (+8.45%)$160,440 (+8.45%) Land $150,000 Building $10,440$160,440 (+8.45%) Land $150,000 Building $10,440
2022$1,859.00$147,940 Land $137,500 Building $10,440$147,940 Land $137,500 Building $10,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims9 (1994–2021)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST FLORIDA RECEPTION CENTER
state or territorial government · serves 2,500 people · EPA ID FL1670733
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb
Copper1.9 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
not recorded as resolved · Jul 2024
Total trihalomethanes
not recorded as resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Wildstar Networks
Fixed Wireless		200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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