4091 Chain O Lakes Rd, Eagle River, WI 54521 Property Records

Vilas County property record for 4091 Chain O Lakes Rd, Eagle River, WI 54521

Property Summary

Property Type	Single Family Home
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Tax Bill	$4,100 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-356`

Property Details

APN / Parcel Number

Primary APN	`26-356`
Alternative APN	`3 PL 1-74`

Exterior

Lot Area	27,443 sqft (0.63 acres)

Location & Zoning

Street Address	4091 CHAIN O LAKES RD
City	EAGLE RIVER
State	WI
Zip	54521-8814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 74 & PRT LOT 73 BLK 1 PLAT EAGLE CREST PCL A
Legal Subdivision	EAGLE CREST
Legal Block	1
Legal Lot Number	74-73
Jurisdiction	VILAS WI
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3045
Census Tract	950201

Owner

4091 Chain O Lakes Rd is owned by an individual who acquired it in August 2020.

Source: Vilas County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	4081 CHAIN O LAKES RD, EAGLE RIVER, WI 54521-8814
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Aug 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 24, 2020	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 24, 2020
Deed Sale	Jul 24, 2020
Prior Sale	Jul 24, 2020
Deed Document Number	0000572951
Last Transfer Date	Aug 3, 2020
Transfer Doc	0000573227
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	4091 CHAIN O LAKES RD, EAGLE RIVER, WI 54521-8814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	577579
Date	Nov 30, 2020
Instrument	577579

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VILAS WI
Recording Date	Aug 3, 2020
Property Address	4091 CHAIN O LAKES RD, EAGLE RIVER, WI 54521-8814
Document Number	0000573227
Instrument Date	Jul 18, 2020
Instrument	573227
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	N3863 COUNTY RD E, JUNEAU, WI 53039-9307

Mortgage

Document Number	0000573674
Date	Aug 3, 2020
Instrument	573674

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	VILAS WI
Recording Date	Jul 24, 2020
Property Address	4091 CHAIN O LAKES RD, EAGLE RIVER, WI 54521-8814
Document Number	0000572951
Instrument Date	Jul 18, 2020
Instrument	572951
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	N3863 COUNTY RD E, N3863, JUNEAU, WI 53039-9307

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 4091 Chain O Lakes Rd was $4,100.

Source: Vilas County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vilas County
County Subdivision	Washington Town
Unified School District	Northland Pines School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,100.00	$647,400 Land $240,800 Building $406,600
2023	$4,184.00	$647,400 Land $240,800 Building $406,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4091 Chain O Lakes Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4091 Chain O Lakes Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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