Wayne County property record for 4091 Bingham St, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1991 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (May 2015) |
| Tax Bill | $3,961 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-173-11-020 |
| Primary APN | 82-10-173-11-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,091 sqft |
| Basement Area | 1,091 sqft |
| Unfinished Basement | 1,091 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4091 BINGHAM ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-3608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 77 WM P BRADLEYS FORDSON PROPERTIES SUB |
| Legal Subdivision | WILLIAM P BRADLEYS FORDSON PROPERTIES |
| Legal Lot Number | 77 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 574100 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4091 BINGHAM ST, DEARBORN, MI 48126-3608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2015 · Amount on File |
| Deed Sale | May 7, 2015 · Amount on File |
| Prior Sale | Mar 10, 2015 · Amount on File |
| Deed Document Number | 2015225702 |
| Deed Book / Page | 52226 / 333 |
| Last Transfer Date | May 14, 2015 |
| Transfer Doc | 0522460869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 4091 BINGHAM ST, DEARBORN, MI 48126-3608 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0556020780 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 55602/780 |
| Instrument | 2020047600 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 13, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,900 (+5.64%) | $325,800 (+5.64%) | |
| 2025 | $3,961.00 (+7.99%) Homeowner's exemption | $154,200 (+19.17%) | $308,400 (+19.17%) |
| 2023 | $3,668.00 (-7.63%) Homeowner's exemption | $129,400 | $258,800 |
| 2019 | $3,971.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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