40909 Co Rd 20, Saint Peter, MN 56082 Property Records

Nicollet County property record for 40909 Co Rd 20, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,344 sqft · built 2019
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on Record
Last Sale	$9,000 (Dec 2018)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12.105.0905`

Property Details

APN / Parcel Number

Primary APN	`12.105.0905`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	653,400 sqft (15 acres)
Garage Type	Detached
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	40909 COUNTY ROAD 20
City	SAINT PETER
State	MN
Zip	56082-4326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 415.52' N OF SW COR SE 1/4; N 904.67'; E 720.82'; S 904.64';W 723.77' TO POB ACRES 15.00
Legal Range	26
Legal Township	110
Legal Section	05
Jurisdiction	NICOLLET MN
Township / Civil Division	TRAVERSE
Census Block Group	3
Census Block	3096
Census Tract	480200

Owner

Source: Nicollet County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40999 COUNTY ROAD 20, SAINT PETER, MN 56082-4326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK
Apr 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage NICOLET COUNTY BANK
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK
Dec 31, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2018 · Amount on Record
Deed Sale	Dec 31, 2018 · Amount on Record
Deed Document Number	2018326345
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	40909 COUNTY ROAD 20, SAINT PETER, MN 56082-4326
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	336423
Date	Feb 24, 2021
Instrument	336423

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	40909 COUNTY ROAD 20, SAINT PETER, MN 56082-4326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	327176
Date	Apr 4, 2019
Instrument	327176

Lender

Name	NICOLET COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2024

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	40909 COUNTY ROAD 20, SAINT PETER, MN 56082-4326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	330311
Date	Dec 27, 2019
Instrument	330311

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Dec 31, 2018
Property Address	40909 COUNTY ROAD 20, SAINT PETER, MN 56082-4326
Document Number	326345
Instrument Date	Dec 26, 2018
Instrument	326345
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount Recorded
Tax	$29.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40999 COUNTY ROAD 20, SAINT PETER, MN 56082-4326

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
County Subdivision	Traverse Township
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,600 (+13.1%) Land $227,200 Building $292,400	$519,600 (+13.1%) Land $227,200 Building $292,400
2025	$3,536.00 (+27.38%)
2023	$2,776.00 Homeowner's exemption	$459,400 Land $217,200 Building $242,200	$459,400 Land $217,200 Building $242,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · not low latency	125 / 40
Midco Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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