Lake County property record for 40908 W 2nd Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,082 sqft · built 1992 |
| Lot Size | 1.09 acres (47,495 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,951 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-27-0100-012-01600 |
| Primary APN | 08-18-27-0100-012-01600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,082 sqft Living Area |
| Gross Area | 2,632 sqft |
| 1st Floor Area | 2,082 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 47,495 sqft (1.09 acres) |
| Lot Dimensions | 230 ft deep x 206 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 280 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 216 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 2688297 |
|---|---|
| Street Address | 40908 W 2ND AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EAST UMATILLA LOTS 16 THRU 31 INCL BLK 12 PB 6 PGS 87-95 ORB 1100 PG 1358 ORB 3500 PG 331 ORB 4474 PGS 500 502 ORB 4479 PGS 1864 1866 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 8 |
| Legal Subdivision | EAST UMATILLA |
| Legal Tract | 0100 |
| Legal Block | 12 |
| Legal Lot Number | 16 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 30109 |
40908 W 2nd Ave is owned and occupied by an individual who acquired it in May 2014.
Source: Lake County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40908 W 2ND AVE, UMATILLA, FL 32784-8015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 5, 2014 |
| Transfer Doc | 0044791866 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,450 (+2.9%) | $408,136 (-0.38%) Land $110,854 Building $297,282 | |
| 2025 | $362,930 Land $110,854 Building $252,076 | $409,708 Land $110,854 Building $298,854 | |
| 2024 | $4,951.00 (+35.76%) | ||
| 2023 | $3,647.00 (-9.17%) Homeowner's exemption | $267,564 (+2.62%) | $291,884 (+11.94%) Land $110,854 Building $181,030 |
| 2022 | $4,015.00 | $260,743 | $260,743 Land $79,713 Building $181,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40908 W 2nd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40908 W 2nd Ave is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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