40907 Starling Ct, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 40907 Starling Ct, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,440 sqft · built 1987
Lot Size	0.511 acres (22,251 sqft)
Owner	Trust Name on File
Last Sale	$289,000 (Jan 2018)
Tax Bill	$3,893 (2025)
Deeds & Mortgages	Mar 2022 Transfer Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-000907`

Property Details

APN / Parcel Number

Primary APN	`03-000907`
Alternative APNs	`3000907` `000907`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,440 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,251 sqft (0.511 acres)
Garage Type	Carport
Garage Area	512 sqft
Carport	Carport
Carport Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	360 sqft
Deck Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	000907
Street Address	40907 STARLING CT
City	LEONARDTOWN
State	MD
Zip	20650-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNC
Legal Description	LOT 2 SECTION 12B SOCIETY HILL
Legal Subdivision	SOCIETY HILL
Legal Lot Number	2
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	3
Census Block	3000
Census Tract	875400

Owner

40907 Starling Ct is owner-occupied and held in a trust since March 2022.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	Trust Name on File
Mailing Address	40907 STARLING CT, LEONARDTOWN, MD 20650-2607
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Intrafamily Transfer, Transfer
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 5, 2018	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2018 · Amount on File
Deed Sale	Jan 5, 2018 · Amount on File
Prior Sale	Mar 11, 1987 · Amount on File
Deed Document Number	20184796-164
Deed Book / Page	4796 / 164
Last Transfer Date	Mar 7, 2022
Transfer Doc	0061070094
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST MARY'S MD
Recording Date	Mar 29, 2022
Property Address	40907 STARLING CT, LEONARDTOWN, MD 20650-2607
Document Number	0061070094
Book / Page	6107 / 94
Map Reference	LB 9 FO 41
Instrument Date	Mar 7, 2022
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	40907 STARTING COURT, LEONARDTOWN, MD 20650-2607

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	40907 STARLING CT, LEONARDTOWN, MD 20650-2607
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060060324
Date	Dec 6, 2021
Book Page	6006/324

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jan 5, 2018
Property Address	40907 STARLING CT, LEONARDTOWN, MD 20650-2607
Document Number	0047960164
Book / Page	4796 / 164
Map Reference	LB9 FO41
Instrument Date	Dec 27, 2017
Instrument	4796-164
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40907 STARLING CT, LEONARDTOWN, MD 20650-2607

Mortgage

Document Number	4796174
Date	Jan 5, 2018
Instrument	4796-174

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 40907 Starling Ct was $3,893.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,100 (+2.73%)	$377,100 (+8.18%) Land $118,500 Building $258,600
2025	$3,893.00	$348,600 Land $112,700 Building $235,900	$348,600 Land $112,700 Building $235,900
2023	$3,360.00	$314,667	$348,600 Land $112,700 Building $235,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40907 Starling Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	6 (2003–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2021 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40907 Starling Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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