40903 State Rd 19, Umatilla, FL 32784 Property Records

Lake County property record for 40903 State Rd 19, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,611 sqft · built 1948
Lot Size	1.09 acres (47,528 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Nov 2022)
Tax Bill	$4,003 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-18-26-0001-000-05200`

Property Details

APN / Parcel Number

Primary APN	`12-18-26-0001-000-05200`
Alternative APNs	`261812000100005200` `3555040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,611 sqft Living Area
1st Floor Area	2,611 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2014
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	47,528 sqft (1.09 acres)
Lot Dimensions	210 ft deep x 240 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3555040
Street Address	40903 STATE ROAD 19
City	UMATILLA
State	FL
Zip	32784-9326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	BEG AT THE INTERSECTION OF NW'LY R/W RAILROAD ST & NW'LY EXTENSION OF S LINE LOT A OF GLENDALE RUN NE'LY ALONG NW'LY R/W OF RAILROAD ST 240 FT NW'LY PARALLEL TO NW'LY EXTENSION OF NE'LY LINE OF LOT A FOR A DISTANCE OF 210 FT SW'LY PARALLEL TO NW'LY R
Legal Range	26E
Legal Township	18S
Legal Section	12
Legal Quarter	1
Legal Subdivision	GLENDALE
Legal Tract	0001
Legal Lot Number	A
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1001
Census Tract	30110

Owner

40903 State Rd 19 is owned by an individual who bought it in November 2022.

Source: Lake County records, as of April 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	25869 CROSSINGS BLUFF LN, SORRENTO, FL 32776-9200
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Warranty Deed, Transfer · Conventional Mortgage NP INC
Feb 10, 2021	Warranty Deed, Transfer APPLE TITLE LIMITED, APPLE TITLE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2022 · Amount on File
Deed Sale	Nov 23, 2022 · Amount on File
Prior Sale	Feb 10, 2021 · Amount on File
Deed Document Number	2022152030
Deed Book / Page	6056 / 1604
Prior Transfer Date	Feb 8, 2011
Prior Transfer Doc	0040081881
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 23, 2022
Property Address	40903 STATE ROAD 19, UMATILLA, FL 32784-9326
Document Number	0060561604
Book / Page	6056 / 1604
Map Reference	MB 1 PG 46
Instrument Date	Nov 18, 2022
Instrument	2022152030
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	CONCIERGE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,736.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6250 SAILBOAT AVE, TAVARES, FL 32778-9212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25869 CROSSINGS BLUFF LN, SORRENTO, FL 32776-9200

Mortgage

Document Number	0060561606
Date	Nov 23, 2022
Instrument	6056/1606

Lender

Name	NP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2042

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 10, 2021
Property Address	40903 STATE ROAD 19, UMATILLA, FL 32784-9326
Document Number	0056401179
Book / Page	5640 / 1179
Map Reference	MB 1 PG 46
Instrument Date	Jan 22, 2021
Instrument	2021018717
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	APPLE TITLE LIMITED, APPLE TITLE LTD

Transaction

Amount	Amount on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 12, UMATILLA, FL 32784-0012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40903 STATE ROAD 19, UMATILLA, FL 32784-9326

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,968 (-) Land $76,961 Building $162,007	$238,968 (-) Land $76,961 Building $162,007
2025		$238,968 Land $76,961 Building $162,007	$238,968 Land $76,961 Building $162,007
2024	$4,003.00 (+6.92%)
2023	$3,744.00 (+25.55%)	$236,339 (+5.08%)	$236,339 (+5.08%) Land $76,961 Building $159,378
2022	$2,982.00 Homeowner's exemption Additional exemption filed	$224,923	$224,923 Land $65,966 Building $158,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40903 State Rd 19 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40903 State Rd 19 is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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