4090 Thomas St, Oceanside, CA 92056 Property Records

San Diego County property record for 4090 Thomas St, Oceanside, CA 92056 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1966
Square Footage1,064 sqft Living Area
Lot Size7,800 sqft (0.179 acres)
OccupancyOwner Occupied
Last Sale$625,000 (2021)
Tax Bill$7,544.00 (2025)

Property Details

APN / Parcel Number

Primary APN166-350-02-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,064 sqft Living Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Lot Area7,800 sqft (0.179 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address4090 THOMAS ST
CityOCEANSIDE
StateCA
Zip92056-4229
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 TR 005292
Legal SubdivisionALTA VISTAS
Legal Tract005292
Legal Block1
Legal Lot Number2
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1000
Census Tract18518

Owner

Source: San Diego County records · APN 166-350-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4090 THOMAS ST, OCEANSIDE, CA 92056-4229
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Sep 29, 2021Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMETOWN EQUITY MORTGAGE
Jul 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
CLARA LENDING CO
Jul 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2021 · Amount on Record
Deed SaleSep 29, 2021 · Amount on Record
Prior SaleMay 06, 2009 · Amount on Record
Deed Doc Number2021684122
Prior Transfer DateApr 02, 2003
Prior Transfer Doc0000590915
Record RefreshedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4090 THOMAS ST, OCEANSIDE, CA 92056-4229
Transaction TypeMortgage
Record UpdatedJan 01, 2024
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4090 THOMAS ST, OCEANSIDE, CA 92056-4229

Mortgage

Document Number0000348554
DateDec 20, 2023
Instrument2023-0348554
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 26, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 29, 2021
Property Address4090 THOMAS ST, OCEANSIDE, CA 92056-4229
Document Number0000684122
Map ReferenceMAP 5292
Instrument DateSep 07, 2021
Instrument2021-0684122
Transaction TypeTransfer
Record UpdatedOct 08, 2021
Title CompanyTICOR TITLE COMPANY/CA, TICOR TITLE CO SD BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4090 THOMAS ST, OCEANSIDE, CA 92056-4229

Mortgage

Document Number0000684123
DateSep 29, 2021
Instrument2021-0684123
Lender
NameHOMETOWN EQUITY MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4090 THOMAS ST, OCEANSIDE, CA 92056-4229
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000344579
DateJul 31, 2017
Instrument2017-0344579
Lender
NameCLARA LENDING CO
TypeFunding / Finance Company
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4090 THOMAS ST, OCEANSIDE, CA 92056-4229
Document Number0000473513
Instrument DateJul 15, 2020
Transaction TypeMortgage
Record UpdatedSep 02, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4090 THOMAS ST OCEANSIDE CA 920564229, OCEANSIDE, CA 92056-4229

Mortgage

Document Number0000473513
DateAug 21, 2020
Instrument473513
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 20, 2035

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$676,520 (+2%) Land $541,216 Building $135,304
2025$7,544.00 (+8.64%)$663,255 (+4.04%) Land $530,604 Building $132,651
2023$6,944.00 (+0.26%)$637,500 Land $510,000 Building $127,500
2022$6,926.00

Flood & Wildfire

4090 Thomas St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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