Saginaw County property record for 4090 N Fordney Rd, Hemlock, MI 48626 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 3,621 sqft Living Area |
| Lot Size | 347,609 sqft (7.98 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $282,000 (2005) |
| Tax Bill | $2,312.00 (2025) |
| Primary APN | 22-12-2-01-3005-001 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 3 Rooms |
| Building Area | 3,621 sqft Living Area |
| 1st Floor | 2,286 sqft 1st Floor |
| Basement Area | 1,286 sqft Basement |
| Unfinished Basement | 1,286 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 347,609 sqft (7.98 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Area | 1,440 sqft Garage |
| Total Buildings | 2 Total Buildings |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 1,084 sqft Patio |
| Porch | Covered Porch |
| Porch Area | 348 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 4090 N FORDNEY RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9455 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM AT SW COR TH N 556.95 TO POB TH N 100.03 FT TH E 1320.22 FT TH S 363.07 FT TH W 820.14 FT TH N 263.04 FT TH W 500.08 FT TO POB 7.98 ACRES SEC 1 T12N R2E ***NEW PARCEL SPLIT FROM 3005-000 1/17/98 |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 01 |
| Jurisdiction | SAGINAW MI |
| Minor Civil Division | RICHLAND |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 12100 |
Source: Saginaw County records · APN 22-12-2-01-3005-001
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4090 N FORDNEY RD, HEMLOCK, MI 48626-9455 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 03, 2026 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Mar 28, 2023 | |
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Jun 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 2005 · Amount on Record |
| Deed Sale | Aug 09, 2005 · Amount on Record |
| Prior Sale | Jan 11, 1999 · Amount on Record |
| Deed Book / Page | 2320 / 1319 |
| Last Transfer Date | Mar 15, 2023 |
| Transfer Doc | 0000005694 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4090 N FORDNEY RD, HEMLOCK, MI 48626-9455 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4090 N FORDNEY RD, HEMLOCK, MI 48626-9455 |
| Document Number | 0000004189 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 2026004189 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | 400 E 9 MILE RD, FERNDALE, MI 48220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 02, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Jurisdiction | SAGINAW MI |
|---|---|
| Recording Date | Mar 28, 2023 |
| Property Address | 4090 N FORDNEY RD, HEMLOCK, MI 48626-9455 |
| Document Number | 0000005694 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 2023005694 |
| Record Updated | Apr 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 4090 N FORDNEY RD, HEMLOCK, MI 48626-9455 |
| Name | Verified Name |
|---|---|
| Address | 4090 N FORDNEY RD, HEMLOCK, MI 48626-9455 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4090 N FORDNEY RD, HEMLOCK, MI 48626-9455 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4090 N FORDNEY RD, HEMLOCK, MI 48626-9455 |
| Document Number | 2021035902 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 2021035902 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4090 N FORDNEY RD, HEMLOCK, MI 48626-9455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015768 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 2020015768 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4090 N FORDNEY RD, HEMLOCK, MI 48626-9455 |
| Document Number | 0000019318 |
| Instrument Date | Jul 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4090 N FORDNEY RD HEMLOCK MI 486269455, HEMLOCK, MI 48626-9455 |
| Document Number | 0000019318 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 19318 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4090 N FORDNEY RD, HEMLOCK, MI 48626-9455 |
| Document Number | 0000018376 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4090 N FORDNEY RD HEMLOCK MI 486269455, HEMLOCK, MI 48626-9455 |
| Document Number | 0000018376 |
|---|---|
| Date | Jul 02, 2018 |
| Instrument | 18376 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $333,000 (+12.42%) | $666,000 (+12.42%) | |
| 2025 | $2,312.00 (-69.93%) Homeowner's exemption | $296,200 (+14.9%) | $592,400 (+14.9%) |
| 2023 | $257,800 | $515,600 | |
| 2022 | $7,690.00 |
4090 N Fordney Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Saginaw County (26145C), updated March 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 12th in Michigan |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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