San Diego County property record for 4090 Mira Monte, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,090 sqft · built 2001 |
| Lot Size | 8 acres (348,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $655,000 (Sep 2020) |
| Tax Bill | $7,695 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Dec 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-105-29-00 |
| Primary APN | 102-105-29-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,090 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 348,480 sqft |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 1021051100 |
|---|---|
| Street Address | 4090 MIRA MONTE |
| City | FALLBROOK |
| State | CA |
| Zip | 92028-8797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 1 PAR A PER DOC92-348478 IN TR PM05179 |
| Legal Tract | 5179 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 19001 |
4090 Mira Monte is owned and occupied by an individual who bought it in September 2020.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4090 MIRA MONTE, FALLBROOK, CA 92028-8797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2020 | Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Dec 30, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 4, 2018 | Intrafamily Transfer, Transfer · ARM PMAC LENDING SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on File |
| Deed Sale | Sep 11, 2020 · Amount on File |
| Prior Sale | Apr 11, 1995 · Amount on File |
| Deed Document Number | 2020532675 |
| Prior Transfer Date | Mar 30, 1995 |
| Prior Transfer Doc | 0000150059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 11, 2020 |
| Property Address | 4090 MIRA MONTE, FALLBROOK, CA 92028-8797 |
| Document Number | 0000532675 |
| Map Reference | FILE 1976-331435 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 2020-0532675 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4090 MIRA MONTE, FALLBROOK, CA 92028-8797 |
| Document Number | 0000532676 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 2020-0532676 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 30, 2019 |
| Property Address | 4090 MIRA MONTE, FALLBROOK, CA 92028-8797 |
| Document Number | 0000612519 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 612519 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4090 MIRA MONTE FALLBROOK CA 920288797, FALLBROOK, CA 92028-8797 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 4, 2018 |
| Property Address | 4090 MIRA MONTE, FALLBROOK, CA 92028-8797 |
| Document Number | 0000499584 |
| Map Reference | FILE 76-331435 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 2018-0499584 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4090 MIRA MONTE, FALLBROOK, CA 92028-8797 |
| Document Number | 0000499585 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 2018-0499585 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Dec 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year LIBOR |
| Max Rate | 11.6% |
The 2025 property tax bill for 4090 Mira Monte was $7,695 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $723,167 (+2%) Land $268,607 Building $454,560 | |
| 2025 | $7,695.00 Homeowner's exemption | $708,989 Land $263,341 Building $445,648 |
| 2023 | $7,384.00 (-0.03%) Homeowner's exemption | $681,460 Land $253,116 Building $428,344 |
| 2022 | $7,386.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4090 Mira Monte in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4090 Mira Monte is very high, ranking above 91% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 74% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FALLBROOK PUD serves 35,237 people · EPA ID CA3710008 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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