4090 Lindever Ln, Palmetto, FL 34221 Property Records

Manatee County property record for 4090 Lindever Ln, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,026 sqft · built 2016
Lot Size	0.19 acres (8,271 sqft)
Owner	2 Individual Names on Record
Last Sale	$361,000 (May 2024)
Tax Bill	$4,546 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7609-0695-9`

Property Details

APN / Parcel Number

Primary APN	`7609-0695-9`
Alternative APN	`341805760906959`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,026 sqft Living Area
Gross Area	2,536 sqft
1st Floor Area	758 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,271 sqft (0.19 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	48 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4090 LINDEVER LN
City	PALMETTO
State	FL
Zip	34221-9062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 71 WILLOW WALK PHASE 1A PI#7609.0695/9
Legal Range	18E
Legal Township	34S
Legal Section	05
Legal Subdivision	WILLOW WALK PHASE I-A
Legal Tract	00760900
Legal Block	4
Legal Lot Number	71
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	4
Census Block	4001
Census Tract	1904

Owner

Source: Manatee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5683 SW CHAROLIAS AVE, ARCADIA, FL 34266-6607
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 20, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 5, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 15, 2024	Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2024 · Amount on Record
Deed Sale	May 15, 2024 · Amount on Record
Prior Sale	Jul 28, 2016 · Amount on Record
Deed Document Number	202449955
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4090 LINDEVER LN, PALMETTO, FL 34221-9062
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041014394
Date	Feb 3, 2021
Instrument	202141014394

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Aug 1, 2046

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4090 LINDEVER LN, PALMETTO, FL 34221-9062
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4090 LINDEVER LN, PALMETTO, FL 34221-9062

Mortgage

Document Number	0041076836
Date	Jun 20, 2025
Instrument	202541076836

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	May 5, 2026
Property Address	4090 LINDEVER LN, PALMETTO, FL 34221-9062
Document Number	0000051395
Instrument Date	Apr 30, 2026
Instrument	202651395
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4090 LINDEVER LN, PALMETTO, FL 34221-9062

Mortgage

Document Number	0000051395,
Date	May 5, 2026
Instrument	202651395

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 15, 2024
Property Address	4090 LINDEVER LN, PALMETTO, FL 34221-9062
Document Number	0041049955
Map Reference	MB 58 PG 103-121
Instrument Date	Apr 30, 2024
Instrument	202441049955
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,527.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 LINDEVER LN, PALMETTO, FL 34221-9062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5683 SW CHAROLIAS AVE, ARCADIA, FL 34266-6607

Mortgage

Document Number	0041049956
Date	May 15, 2024
Instrument	202441049956

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$308,062 (+56.42%) Land $65,025 Building $243,037	$308,062 (-11.88%) Land $65,025 Building $243,037
2024	$4,546.00 (+2.48%)
2023	$4,436.00 (+2.85%) Homeowner's exemption	$196,951 (+3%)	$349,607 (+25.4%) Land $54,825 Building $294,782
2022	$4,313.00 Homeowner's exemption	$191,215	$278,801 Land $25,000 Building $253,801

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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