4090 Dancing Cloud Ct, Unit 260, Destin, FL 32541 Property Records

Okaloosa County property record for 4090 Dancing Cloud Ct, Unit 260, Destin, FL 32541 · Last verified December 2025

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,013 sqft · built 1999
Lot Size	17.8 acres (775,514 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jan 2024)
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-8901-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-8901-4`
Alternative APN	`00-2S-22-1050-0007-0260`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,013 sqft Heated Area

Exterior

Year Built	Built 1999
Lot Area	775,514 sqft

Location & Zoning

Street Address	4090 DANCING CLOUD CT UNIT 260, 260
City	DESTIN
State	FL
Zip	32541-3397
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	INDIAN LAKE CONDO UNIT 260 BLDG 7
Legal Range	22
Legal Township	02S
Legal Subdivision	INDIAN LAKE CONDO
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23304

Owner

Source: Okaloosa County records · APN C56-000-598-8901-4

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9055 TREASURE TROVE LN UNIT 502, 502, KISSIMMEE, FL 34747-3039
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 09, 2024	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Oct 18, 2021	Warranty Deed, Transfer · VA Mortgage BANK OF LITTLE ROCK MORTGAGE CORP
May 10, 2021	Warranty Deed, Transfer VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC
Mar 14, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jan 02, 2019	Quit Claim Deed, Foreclosure ATTORNEY ONLY
Nov 27, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 09, 2024 · Amount on Record
Deed Sale	Jan 09, 2024 · Amount on Record
Prior Sale	Oct 18, 2021 · Amount on Record
Deed Document Number	3665446
Record Updated	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 09, 2024
Property Address	4090 DANCING CLOUD CT UNIT 260, 260, DESTIN, FL 32541-3397
Document Number	0003665446
Map Reference	MB 2671 PG 3647
Instrument Date	Dec 29, 2023
Instrument	3665446
Transaction Type	Transfer
Record Updated	Feb 01, 2024
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 SEVILLE CIR, MARY ESTHER, FL 32569-1472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9055 TREASURE TROVE LN UNIT 502, 502, KISSIMMEE, FL 34747-3039

Mortgage

Document Number	0003665447
Date	Jan 09, 2024
Instrument	3665447

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 18, 2021
Property Address	4090 DANCING CLOUD CT UNIT 260, 260, DESTIN, FL 32541-3397
Document Number	0035810615
Book / Page	3581 / 615
Map Reference	MB 2671 PG 3647
Instrument Date	Oct 08, 2021
Instrument	3497622
Transaction Type	Transfer
Record Updated	Nov 03, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 RUTLEDGE ST APT 110, 20, NASHVILLE, TN 37210-2097

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SEVILLE CIR, MARY ESTHER, FL 32569-1472

Mortgage

Document Number	3581617
Date	Oct 18, 2021
Instrument	3581/617

Lender

Name	BANK OF LITTLE ROCK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 10, 2021
Property Address	4090 DANCING CLOUD CT UNIT 260, 260, DESTIN, FL 32541-3397
Document Number	0035451155
Book / Page	3545 / 1155
Map Reference	MB 2672 PG 3597
Instrument Date	May 07, 2021
Instrument	3453451
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 CHOCTAW DR, 606, DESTIN, FL 32541-3126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 DEMONBREUN ST, NASHVILLE, TN 37201-2232

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 14, 2019
Property Address	4090 DANCING CLOUD CT UNIT 260, 260, DESTIN, FL 32541-3397
Document Number	0033890714
Book / Page	003389 / 000714
Instrument Date	Mar 12, 2019
Instrument	3264580
Transaction Type	Transfer
Record Updated	May 03, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$599.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3958 BAYTOWNE AVE N MIRAMAR BEACH FL 325501806, MIRAMAR BEACH, FL 32550-1806

January 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 02, 2019
Property Address	4090 DANCING CLOUD CT UNIT 260, 260, DESTIN, FL 32541-3397
Document Number	0033801411
Book / Page	003380 / 001411
Instrument Date	Dec 17, 2018
Instrument	3251297
Transaction Type	Foreclosure
Record Updated	Jan 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 27, 2018
Property Address	4090 DANCING CLOUD CT UNIT 260, 260, DESTIN, FL 32541-3397
Document Number	0033761178
Book / Page	003376 / 001178
Instrument Date	Nov 15, 2018
Instrument	3245330
Transaction Type	Foreclosure
Record Updated	Dec 19, 2018

Transaction

Amount	Amount Recorded
Tax	$546.70
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8742 LUCENT BLVD #3RD HIGHLANDS RANCH CO 801292302, 3RD, HIGHLANDS RANCH, CO 80129-2302

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,208.00 (+4.69%)	$210,000 (+2.44%) Building $210,000	$210,000 (+2.44%) Building $210,000
2023	$2,109.00 (+12.96%)	$205,000 (+17.82%) Building $205,000	$205,000 (+17.82%) Building $205,000
2022	$1,867.00	$174,000 Building $174,000	$174,000 Building $174,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 43 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	576 units insured 533 under condo master policies
Nearby Flood Claims	106 (1978–2020)
Claims Outside the SFHA	69 of 106
Most Recent Claim	Sep 2020, tidal / storm surge, Hurricane Sally
Claims By Storm	Hurricane Dennis, Jul 2005 · 12 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 42 claims

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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