4090 Cobbham Rd, Thomson, GA 30824 Property Records

McDuffie County property record for 4090 Cobbham Rd, Thomson, GA 30824

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 2,478 sqft · built 2022
Lot Size	5.62 acres (244,807 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Aug 2021)
Tax Bill	$3,369 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`00490 00000 006 000`

Property Details

APN / Parcel Number

Primary APN	`00490 00000 006 000`
Alternative APN	`4260`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,478 sqft Heated Area
Gross Area	1,288 sqft
1st Floor Area	1,478 sqft
2nd Floor Area	1,000 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	244,807 sqft (5.62 acres)
Garage Area	624 sqft

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Patio Area	72 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	4260
Street Address	4090 COBBHAM RD
City	THOMSON
State	GA
Zip	30824-6227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	4090 COBBHAM RD NE
Jurisdiction	MCDUFFIE GA
Township / Civil Division	THOMSON
Census Block Group	1
Census Block	1039
Census Tract	950100

Owner

Source: McDuffie County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4090 COBBHAM RD, THOMSON, GA 30824-6227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Aug 5, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on File
Deed Sale	Aug 5, 2021 · Amount on File
Prior Sale	Jul 17, 1991
Deed Document Number	2021640
Deed Book / Page	706 / 124
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	4090 COBBHAM RD, THOMSON, GA 30824-6227
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4090 COBBHAM RD, THOMSON, GA 30824-6227

Mortgage

Document Number	0000000680/0000000593
Date	Oct 22, 2019
Book Page	0000000680/0000000593

Lender

Name	FIRST STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Jan 1, 2021

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Aug 5, 2021
Property Address	4090 COBBHAM RD, THOMSON, GA 30824-6227
Document Number	706/124
Book / Page	706 / 124
Instrument Date	Aug 5, 2021
Instrument	2021-000640
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5227 COBBHAM RD, APPLING, GA 30802-5719

Tax Assessment & Valuation

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McDuffie County
Unified School District	McDuffie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,645 (+1.76%) Land $12,780 Building $156,865	$424,114 (+1.76%) Land $31,951 Building $392,163
2025	$3,369.00 (+65.07%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$166,716 (+104.36%) Land $11,944 Building $154,772	$416,791 (+104.36%) Land $29,861 Building $386,930
2024	$2,041.00 (+0.2%)	$81,580 (+3.82%) Land $10,761 Building $70,819	$203,949 (+3.82%) Land $26,902 Building $177,047
2023	$2,037.00 (+257.37%)	$78,578 (+310.95%) Land $10,761 Building $67,817	$196,444 (+310.94%) Land $26,902 Building $169,542
2022	$570.00	$19,121 Land $10,761 Building $8,360	$47,803 Land $26,902 Building $20,901

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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