4090 Co Rd 4512, Commerce, TX 75428 Property Records

Hunt County property record for 4090 Co Rd 4512, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details2,172 sqft · built 2002
Lot Size9 acres (392,040 sqft)
Owner2 Individual Names on Record
Tax Bill$9,414 (2025)
Deeds & MortgagesApr 2024 Sale
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0223-0230-0020-30

Property Details

APN / Parcel Number

Primary APN0223-0230-0020-30
Alternative APNs
  • R223851
  • 223851

Interior

Stories1 Story
Building Area2,172 sqft Gross Area
1st Floor Area2,172 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialAluminum
Lot Area392,040 sqft (9 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area420 sqft
Utility Building800 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4090 COUNTY ROAD 4512
CityCOMMERCE
StateTX
Zip75428-5230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0223 CASTEEL S M,TRACT 23-2, ACRES 9.0
Legal SubdivisionCASTEEL S M
Legal Tract23-2
Legal Block1
Legal Lot Number23-2
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1026
Census Tract960100

Owner

Source: Hunt County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4090 COUNTY ROAD 4512, COMMERCE, TX 75428-5230
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2024Warranty Deed, Transfer
REPUBLIC TITLE COMPANY, RTT
Mar 18, 2021Vendor's Lien, Transfer · Conventional Mortgage
ALLIANCE BANK
May 30, 2019Loan Modification, Mortgage
MIDFIRST BK
May 30, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2024
Deed SaleApr 1, 2024
Prior SaleMar 18, 2021 · Amount on Record
Deed Document Number20245536
Prior Transfer DateMar 28, 2024
Prior Transfer Doc0000005535
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUNT TX
Recording DateApr 1, 2024
Property Address4090 COUNTY ROAD 4512, COMMERCE, TX 75428-5230
Document Number0000005536
Instrument DateMar 28, 2024
Instrument2024-05536
Transaction TypeTransfer
Record UpdatedApr 15, 2024
Title CompanyREPUBLIC TITLE COMPANY, RTT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4090 COUNTY ROAD 4512, COMMERCE, TX 75428-5230

March 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateMar 18, 2021
Property Address4090 COUNTY ROAD 4512, COMMERCE, TX 75428-5230
Document Number0000005581
Instrument DateMar 16, 2021
Instrument2021-05581
Transaction TypeTransfer
Record UpdatedApr 15, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4090 COUNTY ROAD 4512, COMMERCE, TX 75428-5230

Transferred To (Grantee/Buyer)

NameVerified Name
Address1505 NATHAN CIR, GREENVILLE, TX 75402-7605
InvestorPossibly a Property Investor

Mortgage

Document Number0000005582
DateMar 18, 2021
Instrument2021-05582
Lender
NameALLIANCE BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHUNT TX
Property Address4090 COUNTY ROAD 4512, COMMERCE, TX 75428-5230
Document Number0000008943
Instrument DateMay 30, 2019
Transaction TypeMortgage
Record UpdatedJul 11, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4090 COUNTY ROAD 4512 COMMERCE TX 754285230, COMMERCE, TX 75428-5230

Mortgage

Document Number0000008943
DateJun 27, 2019
Instrument8943
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
AmountAmount Recorded
Term360 Months
DueJun 26, 2049
Interest
Rate4.87%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address4090 COUNTY ROAD 4512, COMMERCE, TX 75428-5230
Document Number0000008734
Instrument DateMay 30, 2019
Transaction TypeMortgage
Record UpdatedJul 3, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4090 COUNTY ROAD 4512 COMMERCE TX 754285230, COMMERCE, TX 75428-5230

Mortgage

Document Number0000008734
DateJun 25, 2019
Instrument8734
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,414.00 (+53.97%)$529,490 (+10.49%) Land $162,000 Building $367,490$529,490 (+10.49%) Land $162,000 Building $367,490
2024$6,114.00 (-20.06%)
2023$479,220 Land $135,000 Building $344,220$479,220 Land $135,000 Building $344,220
2022$7,648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimAug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 74% of Texas
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Peoples Communications
Fixed Wireless
500 / 60
360 Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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