409 Yolanda Cir, Kearney, MO 64060 Property Records

Clay County property record for 409 Yolanda Cir, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,682 sqft · built 2009
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$422,900 (Oct 2022)
Tax Bill	$4,359 (2025)
Deeds & Mortgages	Oct 2022 Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-712-00-02-002.00`

Property Details

APN / Parcel Number

Primary APN	`07-712-00-02-002.00`
Alternative APNs	`0771200020020001` `7712000200200` `294440`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,682 sqft Living Area
Gross Area	4,033 sqft
1st Floor Area	1,682 sqft
Basement Area	1,625 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	671 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	409 YOLANDA CIR
City	KEARNEY
State	MO
Zip	64060-9431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ESTATES 1ST PLAT LT 20
Legal Range	31W
Legal Township	53N
Legal Section	29
Legal Subdivision	OAKWOOD ESTATES 1ST
Legal Lot Number	20
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1028
Census Tract	21809

Owner

409 Yolanda Cir is owned and occupied by two individuals who bought it in October 2022.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 YOLANDA CIR, KEARNEY, MO 64060-9431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP
May 19, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2022 · Amount on File
Deed Sale	Oct 3, 2022 · Amount on File
Prior Sale	Aug 18, 2010 · Amount on File
Deed Document Number	202232212
Deed Book / Page	9457 / 91
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Oct 3, 2022
Property Address	409 YOLANDA CIR, KEARNEY, MO 64060-9431
Document Number	0000032212
Book / Page	9457 / 91
Instrument Date	Sep 30, 2022
Instrument	2022032212
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	ATC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 YOLANDA CIR, KEARNEY, MO 64060-9431

Mortgage

Document Number	0000032241
Date	Oct 3, 2022
Instrument	2022032241

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	409 YOLANDA CIR, KEARNEY, MO 64060-9431
Document Number	0000018203
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 YOLANDA CIR KEARNEY MO 640609431, KEARNEY, MO 64060-9431

Mortgage

Document Number	0000018203
Date	Jun 5, 2017
Book Page	007976/000068
Instrument	18203

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 4, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 409 Yolanda Cir was $4,359.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,359.00	$66,630	$350,684
2023	$4,052.00	$59,340	$312,315
2019	$3,582.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Yolanda Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Yolanda Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

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