409 Yearling Cove Loop, #LO, Apopka, FL 32703 Property Records

Orange County property record for 409 Yearling Cove Loop, #LO, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,058 sqft · built 2005
Lot Size	0.215 acres (9,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Sep 2026)
Tax Bill	$6,042 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-21-28-4426-01-920`

Property Details

APN / Parcel Number

Primary APN	`05-21-28-4426-01-920`
Alternative APNs	`282105442601920` `190704` `194223` `197882`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,058 sqft Living Area
Gross Area	2,689 sqft
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,382 sqft (0.215 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	409 YEARLING COVE LOOP, LO
City	APOPKA
State	FL
Zip	32703-1660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1B
Legal Description	LAKE DOE COVE PHASE FOUR 61/145 LOT 192
Legal Range	28E
Legal Township	21S
Legal Section	05
Legal Subdivision	LAKE DOE COVE PH FOUR
Legal Phase	4
Legal Tract	4426
Legal Block	1
Legal Lot Number	192
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1005
Census Tract	17810

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 YEARLING COVE LOOP, APOPKA, FL 32703-1660
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Jan 26, 2007 · Amount on Record
Deed Document Number	2026529696
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 23, 2026
Property Address	409 YEARLING COVE LOOP, LO, APOPKA, FL 32703-1660
Document Number	0000529696
Instrument Date	Sep 15, 2026
Instrument	2026529696
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293,405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 YEARLING COVE LOOP, LO, APOPKA, FL 32703-1660

Mortgage

Document Number	0000529697,
Date	Sep 23, 2026
Instrument	2026529697

Lender

Name	WELLS FARGO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,460 (-1.28%) Land $72,000 Building $299,460	$371,460 (-1.28%) Land $72,000 Building $299,460
2025	$6,042.00 (+210.48%) Homeowner's exemption	$376,290 (+146.79%) Land $72,000 Building $304,290	$376,290 (+6.5%) Land $72,000 Building $304,290
2024	$1,946.00 (+7.45%)
2023	$1,811.00 (+5.23%) Homeowner's exemption	$152,474 (+3%)	$353,328 (+21.31%) Land $85,000 Building $268,328
2022	$1,721.00 Homeowner's exemption	$148,033	$291,260 Land $85,000 Building $206,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30