409 Wright Cir, Gilbert, IA 50105 Property Records

Story County property record for 409 Wright Cir, Gilbert, IA 50105 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 2017
Square Footage1,755 sqft Living Area
Lot Size14,409 sqft (0.331 acres)
OccupancyOwner Occupied
Last Sale$369,500 (2018)
Tax Bill$8,876.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-09-298-110

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Partial Baths3 Partial Baths
Total Rooms8 Rooms
Building Area1,755 sqft Living Area
Basement Area1,755 sqft Basement
Finished Basement1,540 sqft Finished
Unfinished Basement1,755 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleA-Frame Style
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area14,409 sqft (0.331 acres)
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area1,058 sqft Garage
Deck Area252 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address409 WRIGHT CIR
CityGILBERT
StateIA
Zip50105-1031
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVILLAGE NORTH 11TH ADD LOT:11 GILBERT
Legal SubdivisionVILLAGE NORTH 11TH ADD
Legal Lot Number11
JurisdictionSTORY IA
Minor Civil DivisionFRANKLIN
Census Blockgroup1
Census Block1022
Census Tract103

Owner

Source: Story County records · APN 05-09-298-110

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 WRIGHT CIR, GILBERT, IA 50105-1031
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
RIVER VALLEY CREDIT UNION INC
Aug 29, 2022Deed of Trust, Mortgage · Conventional Mortgage
RIVER VALLEY FCU
Oct 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
LINCOLN SAVINGS BANK
Feb 23, 2018Warranty Deed, Transfer
FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 23, 2018 · Amount on Record
Deed SaleFeb 23, 2018 · Amount on Record
Deed Doc Number20181486
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Recording DateApr 27, 2026
Property Address409 WRIGHT CIR, GILBERT, IA 50105-1031
Document Number0000003484
Instrument DateApr 17, 2026
Instrument20263484
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 WRIGHT CIR, GILBERT, IA 50105-1031

Mortgage

Document Number0000003484,
DateApr 27, 2026
Instrument20263484
Lender
NameRIVER VALLEY CREDIT UNION INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 06, 2041
Interest
Rate TypeFixed Rate
Rate5.54%
Initial TypeFixed Rate
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address409 WRIGHT CIR, GILBERT, IA 50105-1031
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202208686
DateAug 29, 2022
Instrument2022-08686
Lender
NameRIVER VALLEY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 15, 2037
Interest
Rate TypeFixed Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address409 WRIGHT CIR, GILBERT, IA 50105-1031
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202011777
DateOct 05, 2020
Instrument2020-11777
Lender
NameLINCOLN SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 01, 2040
Interest
Rate TypeFixed Rate

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateFeb 23, 2018
Property Address409 WRIGHT CIR, GILBERT, IA 50105-1031
Document Number0201801486
Instrument DateFeb 02, 2018
Instrument2018-01486
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 WRIGHT CIR, GILBERT, IA 50105-1031

Mortgage

Document Number0201801487
DateFeb 23, 2018
Instrument2018-01487
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
AmountAmount Recorded
Term359 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyStory County
MunicipalityGilbert City
Unified School DistrictGilbert Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,876.00 Homeowner's exemption$535,200 (+11.94%) Land $80,100 Building $455,100$535,200 (+4.09%) Land $80,100 Building $455,100
2024$8,876.00 (+51.42%)
2023$478,100 Land $68,100 Building $410,000$514,160
2022$5,862.00

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