409 Wisconsin Ave, Centuria, WI 54824 Property Records

Polk County property record for 409 Wisconsin Ave, Centuria, WI 54824

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Mar 2025)
Tax Bill	$2,707 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111-00266-0000`

Property Details

APN / Parcel Number

Primary APN	`111-00266-0000`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	409 WISCONSIN AVE
City	CENTURIA
State	WI
Zip	54824-2400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 AND 7 BLK 5 ORIGINAL PLAT
Legal Range	18W
Legal Township	34N
Legal Section	11
Legal Subdivision	ORIGINAL PLAT OF THE VILLAGE OF CENTURIA
Legal Block	5
Legal Lot Number	6,7
Jurisdiction	POLK WI
Township / Civil Division	CENTURIA
Census Block Group	2
Census Block	2023
Census Tract	960701

Owner

Source: Polk County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 WISCONSIN AVE, CENTURIA, WI 54824-2400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BALDWIN
Mar 22, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK OF BALDWIN
May 7, 2021	Quit Claim Deed, Transfer · Conventional Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Prior Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	2025934247
Prior Transfer Date	May 7, 2021
Prior Transfer Doc	0000895820
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	409 WISCONSIN AVE, CENTURIA, WI 54824-2400
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000913759
Date	Nov 14, 2022
Instrument	913759

Lender

Name	FIRST BANK OF BALDWIN
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Mar 22, 2022
Property Address	409 WISCONSIN AVE, CENTURIA, WI 54824-2400
Document Number	0000907141
Instrument Date	Mar 11, 2022
Instrument	907141
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	NOT AVAILABLE, NORTWEST LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$376.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000907142
Date	Mar 22, 2022
Instrument	907142

Lender

Name	FIRST BANK OF BALDWIN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK WI
Recording Date	May 7, 2021
Property Address	409 WISCONSIN AVE, CENTURIA, WI 54824-2400
Document Number	0000895820
Instrument Date	May 7, 2021
Instrument	895820
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$104.10
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000895821
Date	May 7, 2021
Instrument	895821

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Centuria Village
Unified School District	Unity School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,707.00 (+4.8%)	$153,200 (+2.41%) Land $4,800 Building $148,400	$248,700 (+17.42%) Land $7,792 Building $240,908
2023	$2,583.00 (+20.42%)	$149,600 (-) Land $4,800 Building $144,800	$211,800 (+45.77%)
2022	$2,145.00	$149,600 Land $4,800 Building $144,800	$145,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTURIA WATERWORKS serves 900 people · EPA ID WI6490332
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Communications Cable · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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