409 Winston Way, Upland, CA 91786 Property Records

San Bernardino County property record for 409 Winston Way, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,773 sqft · built 1980
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$828,000 (Apr 2024)
Tax Bill	$9,269 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1045-091-15-0000`

Property Details

APN / Parcel Number

Primary APN	`1045-091-15-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,773 sqft Living Area
1st Floor Area	1,773 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	456 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 WINSTON WAY
City	UPLAND
State	CA
Zip	91786-2323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9577 LOT 10
Legal Tract	9577
Legal Block	3
Legal Lot Number	10
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3005
Census Tract	820

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 WINSTON WAY, UPLAND, CA 91786-2323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Grant Deed, Transfer · Conventional Mortgage 21ST CENTURY LENDING
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 22, 2017	Quit Claim Deed, Transfer TITLE 365
Aug 22, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	Oct 18, 1996 · Amount on Record
Deed Document Number	202482481
Prior Transfer Date	Aug 17, 2017
Prior Transfer Doc	0000342188
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 12, 2024
Property Address	409 WINSTON WAY, UPLAND, CA 91786-2323
Document Number	0000082481
Map Reference	MB 140 PG 10&11
Instrument Date	Mar 25, 2024
Instrument	2024-0082481
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 WINSTON WAY, UPLAND, CA 91786-2323

Mortgage

Document Number	0000082482
Date	Apr 12, 2024
Instrument	2024-0082482

Lender

Name	21ST CENTURY LENDING
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	409 WINSTON WAY, UPLAND, CA 91786-2323
Document Number	0000067296
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	409 WINSTON WAY UPLAND CA 917862323, UPLAND, CA 91786-2323

Mortgage

Document Number	0000067296
Date	Feb 26, 2020
Instrument	67296

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 25, 2035

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 22, 2017
Property Address	409 WINSTON WAY, UPLAND, CA 91786-2323
Document Number	0000342189
Instrument Date	Aug 17, 2017
Instrument	342189
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	409 WINSTON WAY UPLAND CA 917862323, UPLAND, CA 91786-2323

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 22, 2017
Property Address	409 WINSTON WAY, UPLAND, CA 91786-2323
Document Number	0000342188
Map Reference	MAP140 PG10&11
Instrument Date	Aug 17, 2017
Instrument	2017-0342188
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE 365

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 WINSTON WAY, UPLAND, CA 91786-2323

Mortgage

Document Number	0000342190
Date	Aug 22, 2017
Instrument	2017-0342190

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$861,451 (+2%) Land $301,508 Building $559,943
2025	$9,269.00 (+127.07%)	$844,560 (+131.38%) Land $295,596 Building $548,964
2023	$4,082.00 (+2.2%)	$365,006 Land $127,479 Building $237,527
2022	$3,994.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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